1324 EMERALD DUNES DRIVE, SUN CITY CENTER, FL, 33573
Active239 days on marketListed Dec 8, 2025MLS #TB8454872
About this home
1324 EMERALD DUNES DRIVE
Virtually Staged. Spacious Florenzi Floor plan with tile floors and wood laminate throughout, crown molding, new HVAC system and New garage door opener with camera using myQ app with cell phone access. Updated vanity in guest bath, roomy screened lanai facing east for the morning sun overlooking the pond. The Renaissance Club is just steps away from the front door where you can enjoy the pool, hot tub, Amichi's Bar and Grill, fitness center, Sauna, Steam Room and Ladies SPA for pampering your body. The condo has natural gas for cooking, heating and hot water. The monthly maintenance fee covers maintenance on the tile roof, building exterior, landscaping, watering the lawn and shrubs and insurance on the building. Plus, the Sun City Center Community Association offers an active lifestyle with indoor and outdoor pools and hot tubs, world-class fitness center, lawn bowling, pickle ball, baseball, tennis, horseshoes, sawdust engineers, arts and crafts, a pottery studio, all types of clubs for playing cards, computers...and the list goes on. Golf Cart is available with a separate purchase agreement, welcome to your new home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,860
Sqft
0.09 ac
Lot size
2
Garage
2006
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,584 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,584/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.3%
$/sqft vs Sun City Center actives
$175 vs $163
Days on market
239 vs 54 typical
Where $175/sqft sits among the 310 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
The numbers that matter
The Sun City Center market
$255K → $232K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
188 of 310
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the Sun City Center median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 1324 EMERALD DUNES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$346,000
1357 EMERALD DUNES DRIVE · same community
3 bd · 2 ba · 1,860 sqft · $186/sqft · 7 DOM
Sold · Jun ’26$328,000
1351 EMERALD DUNES DRIVE UNIT 1351 · same community
3 bd · 2 ba · 1,860 sqft · $176/sqft · 28 DOM
Sold · Apr ’26$385,000
1344 EMERALD DUNES DRIVE · same community
3 bd · 2 ba · 2,482 sqft · $155/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1324 EMERALD DUNES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1324 EMERALD DUNES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1324 EMERALD DUNES DRIVE FAQs
What would the monthly payment be for 1324 EMERALD DUNES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,584/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1324 EMERALD DUNES DRIVE?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1324 EMERALD DUNES DRIVE?+
The most recent tax bill on record (2024) was $4,053. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1324 EMERALD DUNES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $325,000, this home is listed about 20% above the Sun City Center median of $269,900. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$325,000 runs 20% above the Sun City Center median — but at 1,860 sqft it's also 22% larger than the typical Sun City Center listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
239 days on market against a Sun City Center median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $350,000, now $325,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Dick Wilson. MLS #TB8454872.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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