David Ramirez
$429,0003 bd2 ba2,482 sqft$173 /sqft$3,198 /mo all-in ↓

1368 EMERALD DUNES DRIVE, SUN CITY CENTER, FL, 33573

Active100 days on marketListed Apr 30, 2026MLS #TB8503526

CondominiumTOSCANA AT RENAISSANCE A CONDO

About this home

1368 EMERALD DUNES DRIVE

Virtually Staged. CLICK ON INTERACTIVE 3D TOUR ABOVE. BEAUTIFULLY UPDATED SPACIOUS UPPER "MAINTENANCE FREE" CONDO WITH STUNNING WATER & GOLF COURSE VIEWS ALL ACROSS THE REAR OF THE CONDO! Welcome to paradise in the premiere 55+ community of Renaissance, where you'll feel like you're on vacation every day! This gorgeous, "Mediterranean style" 3 bedroom/2 bath + den condo boasts almost 2500 sq ft of open living space. You'll love the pecan wood flooring throughout, soaring high ceilings w/crown molding, plantation shutters, modern fixtures, neutral decor & YOUR OWN PRIVATE ELEVATOR. The fabulous kitchen is certainly the center of this condo, offering plenty of beautiful quartz counters, tile backsplash, 42 inch white cabinetry, black stainless appliances and features a unique, custom, oversized center island providing more quartz counters, built-in wine/beverage cooler and more casual seating. The huge great room/dining room combo is the perfect space for all your entertainment needs w/2 sets of sliders to showcase the incredible views as well as easy access to the lanai area. The large private owner's suite has a luxurious ensuite bathroom w/double vanity, walk-in shower, tons of closet space, plus separate slider to the lanai. The other 2 spacious bedrooms & full bathroom are at the opposite end of the condo giving extra privacy for guests. The den/office is a great versatile space that can also be used for your hobbies, crafts or reading nook. When you want to relax, retreat to the 248 sq ft screened & covered lanai where you can enjoy amazing water & Renaissance golf course views. ELECTRIC STORM SHUTTERS PROTECT THE ENTIRE BACK OF THE CONDO. For worry free living, a 1 YEAR HOME WARRANTY will be provided to the new owner. This condo is just a short walk or golf cart ride to the neighborhood Club Renaissance where you can enjoy dining, drinks, social activities, spa treatments, fitness classes, resort-style pool and so much more. You'll also have access to all Sun City Center amenities such as restaurants, shopping, banking, doctors, numerous social clubs, sporting activities & more, all accessible by golf cart. Visit this beauty today and see why you'll want to call it home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,482

Sqft

2

Garage

2005

Year built

Two

Levels

$173

Per sqft

Golf Course & Water view55+ communityPets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Water
FacesSouth
ExteriorBalcony · Hurricane Shutters · Irrigation System · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,870/yr
PetsYes
CommunityAssociation Recreation - Owned · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Golf · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,198 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$323
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,015Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,015
Interest rate6.00%
Loan term

Estimated payment

$3,198/mo

Principal & interest$2,525
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$323
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $429K
$346KedgeAI estimate $364,780 · range $360K$377K$446K

vs edgeAI estimate

+17.6%

$/sqft vs Sun City Center actives

$173 vs $163

Days on market

100 vs 55 typical

Where $173/sqft sits among the 300 Sun City Center actives

56
50
58
69 · this home
34
33
$103–125$125–147$147–169$169–192$192–214$214+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sun City Center

Map of 1368 EMERALD DUNES DRIVE

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sun City Center. See the full Sun City Center guide →

The numbers that matter

The Sun City Center market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$255K$260K

Sun City Center median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

184 of 300

Sun City Center actives have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the Sun City Center median. See the full Sun City Center market guide →

Paper trail

This home's history

Apr 30, 2026Listed at $429,000 · 100 days on market since
2005Built · TOSCANA AT RENAISSANCE A CONDO

Reality check

What actually sold near 1368 EMERALD DUNES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1344 EMERALD DUNES DRIVESold · Apr ’26

$385,000

1344 EMERALD DUNES DRIVE · same community

3 bd · 2 ba · 2,482 sqft · $155/sqft · 10 DOM

1354 EMERALD DUNES DRIVESold · Sep ’25

$310,000

1354 EMERALD DUNES DRIVE · same community

3 bd · 2 ba · 2,482 sqft · $125/sqft · 198 DOM

1357 EMERALD DUNES DRIVESold · Dec ’25

$346,000

1357 EMERALD DUNES DRIVE · same community

3 bd · 2 ba · 1,860 sqft · $186/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1368 EMERALD DUNES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1368 EMERALD DUNES DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1368 EMERALD DUNES DRIVE FAQs

What would the monthly payment be for 1368 EMERALD DUNES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,198/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1368 EMERALD DUNES DRIVE?+

The most recent tax bill on record (2025) was $3,870. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1368 EMERALD DUNES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sun City Center?+

At $429,000, this home is listed about 62% above the Sun City Center median of $265,000. The market section on this page shows how the area is trending.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Robin Bennett. MLS #TB8503526.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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