520 N TAMPA ST UNIT 4002, TAMPA, FL, 33602
Active99 days on marketListed May 5, 2026MLS #TB8505438
About this home
520 N TAMPA ST UNIT 4002
Pre-Construction. To be built. Under construction. The developers of Hyde Park House are bringing the newest luxury living highrise to downtown Tampa, welcome ONE Tampa! With refined contemporary architecture, elegantly finished residences, and extraordinary resort-style amenities, ONE Tampa’s soaring 42-story tower is an icon in the city skyline offering a lifestyle of unparalleled luxury. Its prime downtown location, just one block from the Tampa Riverwalk and next to Curtis Hixon Waterfront Park, ensures unmatched access to an exciting range of shopping, dining, cultural attractions, and outdoor activities. Penthouse B celebrates the ultimate in indoor-outdoor living and entertaining in the skyline with a double-cornered living and dining area that opens to deep wrap-around terrace through floor-to-ceiling sliding glass doors. Open-plan interiors enjoy brilliant northeastern light and a separate media room and home office ensure there is ample space for all members of the household to work and relax comfortably. Penthouse B is one of just four unique penthouses at ONE Tampa. All are located in the crown of the tower at the 42nd floor. From the moment of arrival in ONE Tampa’s chic, fully staffed lobby, residents enjoy flawless personal services as well an exclusive collection of amenities. Set at the 11th and 12th floors and overlooking two parks, indoor and outdoor amenities for health, wellness, socializing, and relaxation include a resort-style pool terrace, an extensive clubhouse, a state-of-the-art fitness center, and a well-equipped business lounge featuring inspiring work from home spaces. OWNER’S SUITE WITH TWO EN-SUITE BATHS TWO GUEST SUITES, EACH WITH EN-SUITE BATH POWDER ROOM DEN OFFICE INTERIOR | 4,200 sq ft EXTERIOR | 1,187 sq ft
Facts & features
The home at a glance
3
Bedrooms
4.5
Bathrooms
4,200
Sqft
1
Garage
2027
Year built
One
Levels
$1,107
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$26,989 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$31,251/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$1,107 vs $295
Days on market
99 vs 44 typical
Where $1,107/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown River Arts
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Downtown River Arts — neighborhood snapshot
Population
2,953
Median age
33
Median income
$79,318
Median home value
$471,300
Avg household
2
Households w/ children
144
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
216 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 702% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 N TAMPA ST UNIT 4002
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$2,150,000
102 ADRIATIC AVENUE
4 bd · 4.5 ba · 4,015 sqft · $535/sqft · 3 DOM
Sold · Aug ’26$3,200,000
817 S WILLOW AVENUE
4 bd · 3.5 ba · 4,488 sqft · $713/sqft · 2 DOM
Sold · Apr ’26$4,700,000
96 ADALIA AVENUE
4 bd · 4.5 ba · 4,546 sqft · $1,034/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 520 N TAMPA ST UNIT 4002 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 N TAMPA ST UNIT 4002 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
520 N TAMPA ST UNIT 4002 FAQs
What would the monthly payment be for 520 N TAMPA ST UNIT 4002?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $26,989/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 520 N TAMPA ST UNIT 4002?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 520 N TAMPA ST UNIT 4002?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $4,649,000, this home is listed about 933% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 520 N TAMPA ST UNIT 4002?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,649,000 runs 702% above the TAMPA 33602 median — but at 4,200 sqft it's also nearly 3 times the size of the typical Tampa listing.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
99 days on market against a Tampa median of 44 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Ashley Dumas, PA. MLS #TB8505438.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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