520 N TAMPA ST UNIT 2905, TAMPA, FL, 33602
Active103 days on marketListed May 1, 2026MLS #TB8504200
About this home
520 N TAMPA ST UNIT 2905
Pre-Construction. To be built. Under Construction. The developers of Hyde Park House are bringing the newest luxury living highrise to downtown Tampa, welcome ONE Tampa! With refined contemporary architecture, elegantly finished residences, and extraordinary resort-style amenities, ONE Tampa’s soaring 42-story tower is an icon in the city skyline offering a lifestyle of unparalleled luxury. Its prime downtown location, just one block from the Tampa Riverwalk and next to Curtis Hixon Waterfront Park, ensures unmatched access to an exciting range of shopping, dining, cultural attractions, and outdoor activities. Poised at the southeast corner of the tower, Residence E offers sweeping skyline and water views and is filled with remarkable natural light. The corner great room is wrapped in floor-to-ceiling sliding glass doors that open to a wrap-around terrace ideal for dining and lounging in the fresh air. A den just off the gracious entry foyer is perfect for movie night and a powder room is convenient when entertaining guests. The owner’s suite, designed with an enormous walk-in closet and en-suite bath, enjoys water views through floor-to-ceiling windows. ONE Tampa provides residents with exclusive access to a host of indoor and outdoor amenities and services that elevate everyday living into something effortlessly enjoyable. From the moment of arrival in ONE Tampa’s chic, fully staffed lobby, residents enjoy flawless personal services as well an exclusive collection of amenities. Set at the 11th and 12th floors and overlooking two parks, indoor and outdoor amenities for health, wellness, socializing, and relaxation include a resort-style pool terrace, an extensive clubhouse, a state-of-the-art fitness center, and a well-equipped business lounge featuring inspiring work from home spaces. 2 BEDROOMS | 2.5 BATHROOMS | DEN INTERIOR | 1,655 sq ft EXTERIOR | 312 sq ft
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,655
Sqft
1
Garage
2027
Year built
One
Levels
$894
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,695 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,051/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50.8%
$/sqft vs Tampa actives
$894 vs $297
Days on market
103 vs 44 typical
Where $894/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown River Arts
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Downtown River Arts — neighborhood snapshot
Population
2,953
Median age
33
Median income
$79,318
Median home value
$471,300
Avg household
2
Households w/ children
144
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
215 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 155% above the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 N TAMPA ST UNIT 2905
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$765,000
1117 SHIPWATCH CIRCLE
2 bd · 2.5 ba · 1,653 sqft · $463/sqft · 79 DOM
Sold · Jul ’26$710,000
1449 HARBOUR WALK ROAD
2 bd · 2.5 ba · 1,648 sqft · $431/sqft · 20 DOM
Sold · Dec ’25$630,000
113 BOSPHOROUS AVENUE UNIT 1
3 bd · 2.5 ba · 1,644 sqft · $383/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 520 N TAMPA ST UNIT 2905 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 N TAMPA ST UNIT 2905 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
520 N TAMPA ST UNIT 2905 FAQs
What would the monthly payment be for 520 N TAMPA ST UNIT 2905?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,695/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 520 N TAMPA ST UNIT 2905?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 520 N TAMPA ST UNIT 2905?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,479,000, this home is listed about 229% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 520 N TAMPA ST UNIT 2905?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,479,000 runs 155% above the TAMPA 33602 median.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
103 days on market against a Tampa median of 44 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Ashley Dumas, PA. MLS #TB8504200.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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