4404 LAKE IN THE WOODS DRIVE, SPRING HILL, FL, 34607
Active96 days on marketListed May 6, 2026MLS #TB8504398
About this home
4404 LAKE IN THE WOODS DRIVE
Welcome to this exceptional estate located in the gated community of Lake in the Woods, offering 4 bedrooms and 2.5 bathrooms in the main house. This spacious home features an additional private 1 bedroom and 1 full bathroom just off the pool, which would make an ideal in-law suite, guest retreat, or convenient pool bath setup; a 3-car garage; and over 5,400 square feet of luxurious living space. Situated on a beautifully landscaped 0.74-acre lakefront lot, this home combines elegance, comfort, and resort-style living. The home has been thoughtfully updated with a new roof in 2023, new pool enclosure in 2024, and upgraded air conditioning systems in 2022 and 2018 for peace of mind and year-round comfort. A grand entrance featuring double-leafed-glass front doors opens to soaring ceilings, a dazzling crystal chandelier, and a carved marble gas fireplace, creating an impressive first impression. The gourmet kitchen is designed for both everyday living and entertaining, featuring high-end appliances, generous counter space, a second fireplace, a custom wood bar with a wine cellar, and beautiful views overlooking the pool and lake. The spacious first-floor primary suite offers a private retreat complete with a spa-inspired bathroom featuring a towel warmer, stand-up shower, sauna tub, and a second washer and dryer hookup in the primary bedroom for added convenience. Outdoor living is where this property truly shines. The expansive 30x63 pool deck provides ample room for entertaining, relaxing, and enjoying peaceful lake views. The outdoor kitchen includes a built-in Thermador grill, a beer refrigerator, and an outdoor shower. Lake in the Woods is known for its serene setting and outstanding amenities, including 24/7 staffed gated security, tennis courts, pickleball court, dog park, fishing lake, island pavilion, and scenic walking trails. Conveniently located near the Gulf beaches, shopping, dining, hospitals, and major highways, this home offers the perfect balance of privacy and accessibility.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
5,410
Sqft
0.74 ac
Lot size
3
Garage
1990
Year built
Two
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,603 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,603/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Spring Hill actives
$164 vs $194
Days on market
96 vs 43 typical
Where $164/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $323K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
221 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 169% above the SPRING HILL 34607 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 4404 LAKE IN THE WOODS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$489,900
4318 RIVER BIRCH DRIVE · same community
4 bd · 3 ba · 5,325 sqft · $92/sqft · 1 DOM
Sold · Jan ’26$435,000
4469 LAKE IN THE WOODS DRIVE · same community
4 bd · 3 ba · 3,830 sqft · $114/sqft · 41 DOM
Sold · Jun ’26$568,400
4603 LAKE IN THE WOODS DRIVE · same community
5 bd · 4 ba · 3,610 sqft · $157/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4404 LAKE IN THE WOODS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4404 LAKE IN THE WOODS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4404 LAKE IN THE WOODS DRIVE FAQs
What would the monthly payment be for 4404 LAKE IN THE WOODS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,603/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4404 LAKE IN THE WOODS DRIVE?+
The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4404 LAKE IN THE WOODS DRIVE?+
The most recent tax bill on record (2025) was $14,098. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4404 LAKE IN THE WOODS DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $889,000, this home is listed about 161% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4404 LAKE IN THE WOODS DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$889,000 runs 169% above the SPRING HILL 34607 median — but at 5,410 sqft it's also nearly 3 times the size of the typical Spring Hill listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
96 days on market against a Spring Hill median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $950,000, now $889,000 — a $61K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Bunni Longwell. MLS #TB8504398.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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