David Ramirez
$899,990$934,8303 bd3 ba3,174 sqft$284 /sqft$6,934 /mo all-in ↓

12714 IVORY TUSK LANE, SPRING HILL, FL, 34610

Active215 days on marketListed Dec 31, 2025MLS #TB8459785

Reduced $35KNew constructionSingle Family ResidenceSERENGETI

About this home

12714 IVORY TUSK LANE

Under Construction. Welcome to The Sabal—a spacious and thoughtfully designed residence ideal for flexible Florida living. Offering 3 bedrooms and 3174 square feet of living space. This home features the Coastal elevation with an open-concept floorplan with an expansive family room that flows seamlessly to a covered lanai, perfect for indoor-outdoor living. The gourmet kitchen includes 2 large islands, morning kitchen and an oversized pantry. There are views into the adjoining dining area, making it ideal for both everyday living and entertaining. The private primary suite is a true retreat, featuring a dual-sink vanity, step-in shower with soaking tub, private water closet and two generous walk-in closets. This home also includes a game room, two secondary bedrooms, two full bathrooms, and a convenient laundry room. A unique highlight of The Sabal is its two separate garages a one-car garage and a two-car garage—each with private access to the home along with a beautiful gated front courtyard. Designed for comfort, versatility, and modern Florida living. *Photos may not be of actual home. Photos may be of similar home/floorplan or model home if home is under construction.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,174

Sqft

0.41 ac

Lot size

3

Garage

2025

Year built

One

Levels

$284

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range Hood
InteriorHigh Ceilings · PrimaryBedroom Upstairs · Smart Home · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete · HardiPlank Type · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Off Street
ExteriorCourtyard · Irrigation System · Lighting · Other · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$192/mo
Taxes (2025)$16,660/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Golf Carts OK · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,934 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$1,388
HOA fee — from the listing$192
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,999
Interest rate6.00%
Loan term

Estimated payment

$6,934/mo

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property taxes (actual bill)$1,388
HOA / condo fee$192
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Spring Hill actives

$284 vs $193

Days on market

215 vs 40 typical

Where $284/sqft sits among the 400 Spring Hill actives

101
98
106
51
22
22 · this home
$148–170$170–193$193–216$216–238$238–261$261+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Serengeti

Map of 12714 IVORY TUSK LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)45 min
Downtown Tampa48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

Serengeti — neighborhood snapshot

Population

1,134

Median age

38

Median income

$86,025

Avg household

3

Households w/ children

317

For the school run

Pasco County School District

ElementaryDr. Mary Giella Elementary School★★★★★
MiddleCrews Lake Middle School.★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$320K$325K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

212 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 140% above the SPRING HILL 34610 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $899,990 $35K
Dec 31, 2025Listed at $934,830 · 215 days on market since
2025Built · SERENGETI

Reality check

What actually sold near 12714 IVORY TUSK LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12738 IVORY TUSK LANESold · Apr ’26

$857,580

12738 IVORY TUSK LANE · same community

3 bd · 3.5 ba · 3,174 sqft · $270/sqft · 0 DOM

12741 IVORY TUSK LANESold · Apr ’26

$840,022

12741 IVORY TUSK LANE · same community

5 bd · 3.5 ba · 3,470 sqft · $242/sqft · 0 DOM

12717 IVORY TUSK LANESold · Apr ’26

$955,873

12717 IVORY TUSK LANE · same community

4 bd · 3.5 ba · 3,778 sqft · $253/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12714 IVORY TUSK LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12714 IVORY TUSK LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

12714 IVORY TUSK LANE FAQs

What would the monthly payment be for 12714 IVORY TUSK LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,934/mo — principal and interest, the actual property-tax bill, the $192/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12714 IVORY TUSK LANE?+

The association fee works out to $192 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12714 IVORY TUSK LANE?+

The most recent tax bill on record (2025) was $16,660. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12714 IVORY TUSK LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $899,990, this home is listed about 161% above the Spring Hill median of $344,400. The market section on this page shows how the area is trending.

Which schools are assigned to 12714 IVORY TUSK LANE?+

Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$899,990 runs 140% above the SPRING HILL 34610 median — but at 3,174 sqft it's also nearly twice the size of the typical Spring Hill listing.

02Time on market is leverage

215 days on market against a Spring Hill median of 40 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $934,830, now $899,990 — a $35K cut. The full history is in the market section below.

Listing courtesy of DRB GROUP REALTY, LLC · Lisa Clay. MLS #TB8459785.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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