
4306 RIVER BIRCH DRIVE, SPRING HILL, FL, 34607
Active47 days on marketListed Jun 6, 2026MLS #W7886418
About this home
4306 RIVER BIRCH DRIVE
Welcome to one of Hernando County's most sought-after gated communities, where towering oak trees, estate-sized homesites, scenic lakes, and custom-built homes create an atmosphere of privacy, beauty, and distinction. Situated on a beautifully landscaped homesite, this exceptional pool home offers the perfect blend of luxury, comfort, and Florida living. From the moment you arrive, you'll be impressed by the lush tropical landscaping, expansive brick paver driveway, and oversized garage that create stunning curb appeal. Inside, soaring ceilings and spacious living areas provide an open and inviting floor plan designed for both everyday living and entertaining. The updated kitchen features quality cabinetry, solid surface countertops, stainless steel appliances, abundant storage, and overlooks the main living areas, allowing family and guests to stay connected. The impressive family room showcases a dramatic stone fireplace, abundant natural light, and seamless access to the outdoor living spaces. Beautiful ceramic and porcelain tile flooring flows throughout much of the home, creating a timeless and elegant feel. Retreat to the spacious owner's suite featuring a beautifully updated spa-inspired bathroom complete with a large walk-in shower, soaking tub, and quality finishes throughout. Step outside to your own private backyard oasis. The expansive screened lanai surrounds a sparkling pool and generous entertainment space, while the outdoor kitchen creates the perfect setting for family gatherings, weekend barbecues, and year-round Florida enjoyment. The partially fenced yard is beautifully maintained and is perfect for privacy, or to use as a dog run so your pets are kept safe and secure when outdoors. Beyond the property itself, Lake in the Woods offers an exceptional lifestyle rarely found in today's communities. Residents enjoy a secure gated entrance, a golf cart friendly neighborhood with scenic lakes, tennis courts, pickleball courts, playground areas, and a private community island that serves as a gathering place for neighborhood events, family activities, and social functions throughout the year. The mature landscape, winding roads, and natural beauty create a peaceful setting that feels worlds away while remaining just minutes from US 19, the Suncoast Parkway, shopping, dining, medical facilities, and the Gulf Coast. This is more than a home—it's a lifestyle opportunity in one of Spring Hill's most desirable and established gated communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,672
Sqft
0.5 ac
Lot size
3
Garage
1987
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,514 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,514/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.9%
Days on market
47 vs 29 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the SPRING HILL 34607 median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4306 RIVER BIRCH DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4306 RIVER BIRCH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4306 RIVER BIRCH DRIVE FAQs
What would the monthly payment be for 4306 RIVER BIRCH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,514/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4306 RIVER BIRCH DRIVE?+
The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4306 RIVER BIRCH DRIVE?+
The most recent tax bill on record (2025) was $2,902. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4306 RIVER BIRCH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $469,900, this home is listed about 36% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4306 RIVER BIRCH DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of BAM REALTY ADVISORS INC · Dennis Rosa. MLS #W7886418.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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