David Ramirez

193 ANNAPOLIS LANE, ROTONDA WEST, FL, 33947

Active96 days on marketListed Apr 29, 2026MLS #TB8501934

Priced 39% below the ROTONDA WEST 33947 medianReduced $2KROTONDA WEST OAKLAND HILLS

About this home

193 ANNAPOLIS LANE

Discover the perfect opportunity to build your Florida dream home at 193 Annapolis Ln in Rotonda West, located in the desirable Oakland Hills subdivision. This spacious 80x125 lot offers plenty of room for a custom home, pool, and outdoor living. The property is cleared and level, saving you time and money, and is ready to build. Public utilities are available at the lot, including electric and water for easy connection. Oakland Hills in Rotonda West is known for its peaceful setting, golf course community, and well-maintained surroundings. Residents enjoy access to multiple golf courses, parks, walking and biking trails, and scenic green space throughout the neighborhood. Conveniently located near the Gulf Coast’s beautiful beaches including Englewood Beach, Manasota Key, and Boca Grande, as well as nearby parks like Don Pedro Island State Park and Charlotte Harbor offering boating, fishing, kayaking, and outdoor recreation. This is an excellent opportunity to build in a sought-after community close to beaches, golf, and nature.

Facts & features

The home at a glance

0.2 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesSouth

Community & fees

HOA fee$16/mo
Taxes (2025)$806/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$433 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$177
FHA mortgage insurance (est.)$13
Property tax — 2025 actual bill$67
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,050
Interest rate6.00%
Loan term

Estimated payment

$433/mo

Principal & interest$177
FHA mortgage insurance (est.)$13
Property taxes (actual bill)$67
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Rotonda Wheel

Map of 193 ANNAPOLIS LANE inside its neighborhood boundary

Get to know Rotonda West. See the full Rotonda West guide →

Rotonda Wheel — neighborhood snapshot

Population

8,029

Median age

65

Median income

$71,441

Median home value

$351,013

Avg household

2

Households w/ children

283

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryMyakka River Elementary School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Rotonda West market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$382K$376K

Rotonda West median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the ROTONDA WEST 33947 median. See the full Rotonda West market guide →

Paper trail

This home's history

CurrentPrice reduced to $30,000 $2K
Apr 29, 2026Listed at $32,000 · 96 days on market since

Reality check

What actually sold near 193 ANNAPOLIS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

124 ROTONDA CIRCLESold · Sep ’25

$200,000

124 ROTONDA CIRCLE · same community

2 bd · 1 ba · 1,030 sqft · $194/sqft · 120 DOM

33 ANNAPOLIS LANESold · Jul ’26

$225,000

33 ANNAPOLIS LANE · same community

2 bd · 2 ba · 1,185 sqft · $190/sqft · 130 DOM

82 CADDY ROADSold · Nov ’25

$300,000

82 CADDY ROAD · same community

3 bd · 2 ba · 1,304 sqft · $230/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 193 ANNAPOLIS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 193 ANNAPOLIS LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

193 ANNAPOLIS LANE FAQs

What would the monthly payment be for 193 ANNAPOLIS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $433/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 193 ANNAPOLIS LANE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 193 ANNAPOLIS LANE?+

The most recent tax bill on record (2025) was $806. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 193 ANNAPOLIS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Rotonda West?+

At $30,000, this home is listed about 92% below the Rotonda West median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 193 ANNAPOLIS LANE?+

L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Blake Smereczynsky. MLS #TB8501934.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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