
400 CENTRAL AVENUE UNIT 3603, ST PETERSBURG, FL, 33701
Active103 days on marketListed Apr 28, 2026MLS #TB8501055
About this home
400 CENTRAL AVENUE UNIT 3603
Virtually Staged. Step into elevated downtown living with this never-occupied 3-bedroom, 3-bath residence at the iconic 400 Central—St. Petersburg’s newest landmark for modern luxury. Perched on a high floor with a coveted southeast exposure, this home is filled with natural light streaming through expansive floor-to-ceiling glass, framing breathtaking views of Tampa Bay and the vibrant city skyline. From serene sunrises over the water to the sparkling city lights at night, the ever-changing scenery becomes part of the living experience. Offering approximately 1,782 square feet of interior space, complemented by an expansive 359-square-foot private terrace, this residence is designed for seamless indoor-outdoor living. The open-concept layout creates a natural flow between the living, dining, and kitchen areas—ideal for both everyday comfort and sophisticated entertaining—while all three bedrooms are thoughtfully positioned to provide privacy and balance. The kitchen showcases a sleek, modern design with a full-height backsplash that mirrors the countertop for a clean, cohesive aesthetic, paired with a gas cooktop for elevated culinary performance and a dedicated wine refrigerator for effortless hosting. Porcelain tile flooring extends throughout all bedrooms, enhancing both durability and contemporary elegance. The primary suite is a true retreat, featuring a spacious walk-in closet and a spa-inspired bath complete with a striking full-height tiled vanity wall and luxurious double rain showers, creating a serene, resort-like atmosphere. Secondary baths are equally refined, including upgraded fixtures such as a wall-mounted showerhead in the guest bath for a more custom, design-forward finish. Low-voltage infrastructure for motorized window shades has already been installed, allowing for easy integration of automated treatments for added comfort and convenience. Delivered fully complete and never lived in, this residence offers the rare advantage of immediate occupancy in a brand-new luxury tower—without the wait of developer timelines. Built to meet the latest safety and reserve standards, 400 Central provides both long-term value and peace of mind. Residents enjoy access to an exceptional collection of amenities, including the 46th-floor Sky Lounge Observatory with sweeping panoramic views, along with an expansive 36,000-square-foot amenity level featuring resort-style pools, state-of-the-art fitness and wellness spaces, and thoughtfully curated social areas. Additional conveniences include one secure parking space, a second valet parking space, and a private storage unit. On the ground level, a curated mix of upscale retail and dining—including concepts like Volta Wine + Market—adds to the vibrancy and ease of everyday living. Ideally situated in the heart of downtown St. Petersburg, just moments from Beach Drive, the waterfront, acclaimed dining, museums, and nightlife, this residence offers a refined blend of luxury, scale, and location within one of the city’s most sought-after new developments.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,782
Sqft
2.3 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1,010
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,144 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,794/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs 400 CENTRAL
$1,010 vs $1,000
Days on market
103 vs 55 typical
Where $1,010/sqft sits among the 29 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
13 of 29
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 140% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 3603
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,467,000
400 CENTRAL AVENUE UNIT 2503 · same community
3 bd · 3 ba · 1,782 sqft · $823/sqft · 0 DOM
Sold · Feb ’26$1,585,550
400 CENTRAL AVENUE UNIT 3503 · same community
3 bd · 3 ba · 1,782 sqft · $890/sqft · 0 DOM
Sold · Feb ’26$1,553,750
400 CENTRAL AVENUE UNIT 2502 · same community
3 bd · 2.5 ba · 1,762 sqft · $882/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 3603 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 3603 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 CENTRAL AVENUE UNIT 3603 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 3603?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,144/mo — principal and interest, estimated property taxes, the $596/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 CENTRAL AVENUE UNIT 3603?+
The association fee works out to $596 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 CENTRAL AVENUE UNIT 3603?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 3603?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,800,000, this home is listed about 319% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 3603?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,800,000 runs 140% above the ST PETERSBURG 33701 median — but at 1,782 sqft it's also 32% larger than the typical St Petersburg listing.
02City & Park/Greenbelt & Water views
The city and park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $596/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $1,900,000, now $1,800,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jennifer Thayer. MLS #TB8501055.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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