3383 DESOTO DRIVE, PUNTA GORDA, FL, 33983
Active113 days on marketListed Apr 15, 2026MLS #TB8497978
About this home
3383 DESOTO DRIVE
DIRECT GULF ACCESS! Build your Florida waterfront dream on this exceptional oversized homesite located at 3383 Desoto Drive in Punta Gorda! Spanning nearly 1/4 acre, this prime property sits on a saltwater canal leading to the Peace River and Charlotte Harbor, and direct, unobstructed access out to the Gulf—a true boater’s paradise with no bridges to slow you down. Enjoy the freedom to design your custom home with plenty of space for a large residence, pool, outdoor living area, and more—all while taking in serene water views and Florida’s spectacular sunsets. Whether you're an avid angler, weekend cruiser, or simply love the waterfront lifestyle, this lot delivers the ultimate coastal experience right from your backyard. Minutes from Harbor Heights Park which offers a public boat ramp, picnic areas, playgrounds, tennis courts, and a serene riverside setting for relaxation and recreation. Harbor Heights is a quiet community conveniently located near shopping, dining, golf courses, and the charming historic district of Punta Gorda, you’ll have the perfect balance of tranquility and accessibility. Don’t miss this rare opportunity to own a premium Gulf-access lot and start living the waterfront lifestyle you’ve been dreaming of!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$802 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$802/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 3383 DESOTO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$251,000
7026 HARBOR HEIGHTS DRIVE · same community
2 bd · 2 ba · 995 sqft · $252/sqft · 11 DOM
Sold · Nov ’25$355,000
2199 SUNSET CIRCLE · same community
2 bd · 2 ba · 1,169 sqft · $304/sqft · 24 DOM
Sold · Jun ’26$270,000
7138 HARBOR HEIGHTS DRIVE · same community
3 bd · 2 ba · 1,223 sqft · $221/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3383 DESOTO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3383 DESOTO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3383 DESOTO DRIVE FAQs
What would the monthly payment be for 3383 DESOTO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $802/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3383 DESOTO DRIVE?+
The most recent tax bill on record (2025) was $2,388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $70,000, this home is listed about 80% below the Punta Gorda median of $341,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3383 DESOTO DRIVE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $75,000, now $70,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Nancy Cross. MLS #TB8497978.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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