27362 SAN CARLOS DRIVE, PUNTA GORDA, FL, 33983
Active167 days on marketListed Feb 19, 2026MLS #TB8477732
About this home
27362 SAN CARLOS DRIVE
Discover this perfect opportunity to build your Florida dream home on this spacious 0.41-acre homesite located in the highly desirable community of Harbor Heights in Punta Gorda. This quiet and established community is known for its peacefulness, tranquility bundled together with nearby community amenities, boat ramp, fishing pier, park, playground, tennis courts and pickleball courts. Launch your boat, kayak or paddleboard from your own dock or utilize the community boat ramp, wind yourself through the quiet waterways down the Peace River and onward to Boca Grande Pass (the Tarpon fishing capitol of the world), and beyond. Whether you build a home of your dreams, a getaway second home or if you want to simply come down to relax and decompress on your very own place in paradise. Boast in the lifestyle that others dream of while enjoying the gentle sea breezes, sounds of native birds and the views sunsets over the water while sipping from your favorite cup on your private dock. Feeling totally removed, yet you will have convenient access to restaurants, shopping, fishing, seasonal events and so much more. This is the perfect blend of tranquility and accessibility making Harbor Heights the perfect choice for full-time residents, seasonal homeowners and investors alike. This oversized waterfront 120 x 150 homesite offers more than ample room for a custom residence, pool, and additional outdoor living spaces—ideal for those seeking privacy, flexibility, and a full Gulf Coast lifestyle. Mature trees and plantings on this 3 parcel homesite bring the feeling of something that is well established and luxury to even the newest of construction. Harbor Heights is just minutes away from the Boca Grande Causeway providing ease of access some of the most beautiful Gulf coast beaches such as Englewood Beach, Manasota Beach, the Gasparilla Islands. A convenient drive to either Sarasota (SRQ) or Ft Myers (RSW) airports are within a 45-minute drive!!! Imagine yourself... gorgeous daily sunsets and more await your arrival. Welcome Home!
Facts & features
The home at a glance
0.41 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$853 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$853/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 27362 SAN CARLOS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$251,000
7026 HARBOR HEIGHTS DRIVE · same community
2 bd · 2 ba · 995 sqft · $252/sqft · 11 DOM
Sold · Nov ’25$355,000
2199 SUNSET CIRCLE · same community
2 bd · 2 ba · 1,169 sqft · $304/sqft · 24 DOM
Sold · Jun ’26$270,000
7138 HARBOR HEIGHTS DRIVE · same community
3 bd · 2 ba · 1,223 sqft · $221/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 27362 SAN CARLOS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 27362 SAN CARLOS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
27362 SAN CARLOS DRIVE FAQs
What would the monthly payment be for 27362 SAN CARLOS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $853/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 27362 SAN CARLOS DRIVE?+
The most recent tax bill on record (2025) was $754. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 27362 SAN CARLOS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $99,500, this home is listed about 71% below the Punta Gorda median of $341,999. The market section on this page shows how the area is trending.
Which schools are assigned to 27362 SAN CARLOS DRIVE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$99,500 runs 42% above the PUNTA GORDA 33983 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
167 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DALE SORENSEN REAL ESTATE, INC · Linda Irvine. MLS #TB8477732.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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