206 HARBOR DRIVE, CAPE CANAVERAL, FL, 32920
Active207 days on marketListed Jan 10, 2026MLS #O6372760
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About this home
206 HARBOR DRIVE
Weekly rentals are permitted—making this an exceptional beachside retreat or investment opportunity. Just steps from the sand with beach access at the end of the street, this fully updated 4-bedroom, 2-bath Cape Canaveral home offers the best of coastal living with modern upgrades throughout. The full kitchen was remodeled one year ago with new cabinets, countertops, appliances, an induction range with air-fryer mode, and new flooring. Washer and Dryer included Hurricane-impact windows and plantation shutters provide style and peace of mind, while the roof is approximately 6 years old. The primary suite was beautifully remodeled two years ago. Outdoor living shines with two new patios, outdoor shower, an arbor, updated vinyl fencing, and two sheds. The lush yard features fruit trees including fig, black sapote, banana, papaya, orange, cherry, and mango.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,600
Sqft
0.17 ac
Lot size
1960
Year built
One
Levels
$397
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,249 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,249/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.4%
$/sqft vs Cape Canaveral actives
$397 vs $291
Days on market
207 vs 56 typical
Where $397/sqft sits among the 33 Cape Canaveral actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Canaveral
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cape Canaveral. See the full Cape Canaveral guide →
CAPE CANAVERAL 32920 — neighborhood snapshot
Population
9,964
Median age
59.4
Median income
$70,734
Median home value
$323,900
Avg household
1.69
Households w/ children
367
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Canaveral market
$290K → $366K
Cape Canaveral median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
11 of 33
Cape Canaveral actives have cut their price
Median sold price, Cape Canaveral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the CAPE CANAVERAL 32920 median. See the full Cape Canaveral market guide →
Paper trail
This home's history
Reality check
What actually sold near 206 HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$419,000
3733 HARBOR HEIGHTS DRIVE · same community
2 bd · 2 ba · 1,387 sqft · $302/sqft · 15 DOM
Sold · May ’26$489,000
2233 SUNSET CIRCLE · same community
2 bd · 2 ba · 1,314 sqft · $372/sqft · 47 DOM
Sold · Jun ’26$270,000
7138 HARBOR HEIGHTS DRIVE · same community
3 bd · 2 ba · 1,223 sqft · $221/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 206 HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 206 HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
206 HARBOR DRIVE FAQs
What would the monthly payment be for 206 HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,249/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 206 HARBOR DRIVE?+
The most recent tax bill on record (2025) was $5,094. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 206 HARBOR DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Canaveral?+
At $635,000, this home is listed about 69% above the Cape Canaveral median of $375,333. The market section on this page shows how the area is trending.
Which schools are assigned to 206 HARBOR DRIVE?+
Cape View Elementary School (elementary), Cocoa Beach Junior/Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$635,000 runs 105% above the CAPE CANAVERAL 32920 median — but at 1,600 sqft it's also 40% larger than the typical Cape Canaveral listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
207 days on market against a Cape Canaveral median of 56 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cape View Elementary School, Cocoa Beach Junior/Senior High School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $725,000, now $635,000 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SPACE COAST · Matthew Haag. MLS #O6372760.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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