1050 STARKEY ROAD UNIT 509, LARGO, FL, 33771
Active93 days on marketListed Apr 22, 2026MLS #TB8497847
About this home
1050 STARKEY ROAD UNIT 509
PRICE IMPROVEMENT! Experience easy, low-maintenance living in this 3-bedroom, 2.5-bath townhome with a 2-car garage in sought-after Willow Greens. Located in a non-flood zone in a quiet neighborhood, this home features a first-floor primary suite with high ceilings, a large walk-in closet, a walk-in shower in the primary bathroom, and sliding glass doors to the lanai, a convenient downstairs half bath, and high ceilings throughout most of the home. Enjoy abundant natural light, two skylights in the living room, ceiling fans throughout, beautiful wood flooring in the main areas and on the stairs and sliding glass doors from the living room to the large covered and screened lanai. The kitchen offers an eating nook, perfect for casual dining. Relax on the covered and screened front porch or entertain on the spacious covered and screened lanai. Upstairs offers two additional bedrooms, a full bath, and a spacious loft with private balcony. The loft view overlooking the first floor from the upstairs den area provides an open and spacious feeling. Additional features include a, water filtration system, water softener, and reverse osmosis system. HOA covers water, sewer, trash, cable, landscaping, exterior maintenance, roof, and exterior insurance. Community amenities include a pool, spa, clubhouse, and scenic lake views, all just a short walk away. Conveniently located near beaches, shopping, golf courses, parks, churches, schools, restaurants, banking, hospitals, doctors, Clearwater, St. Petersburg, Tampa International Airport, and St. Pete-Clearwater Airport.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,792
Sqft
0.06 ac
Lot size
2
Garage
1995
Year built
Two
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,893 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,893/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.2%
$/sqft vs Largo actives
$179 vs $237
Days on market
93 vs 42 typical
Where $179/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
East Bay — neighborhood snapshot
Population
2,218
Median age
62
Median income
$66,065
Median home value
$105,365
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
201 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1050 STARKEY ROAD UNIT 509
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$350,000
1050 STARKEY ROAD UNIT 604 · same community
3 bd · 2.5 ba · 1,792 sqft · $195/sqft · 182 DOM
Sold · Mar ’26$375,000
1050 STARKEY ROAD UNIT 601 · same community
4 bd · 3.5 ba · 1,834 sqft · $204/sqft · 76 DOM
Sold · Apr ’26$361,000
1050 STARKEY ROAD UNIT 2201 · same community
4 bd · 3.5 ba · 1,834 sqft · $197/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1050 STARKEY ROAD UNIT 509 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1050 STARKEY ROAD UNIT 509 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1050 STARKEY ROAD UNIT 509 FAQs
What would the monthly payment be for 1050 STARKEY ROAD UNIT 509?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,893/mo — principal and interest, the actual property-tax bill, the $557/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1050 STARKEY ROAD UNIT 509?+
The association fee works out to $557 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1050 STARKEY ROAD UNIT 509?+
The most recent tax bill on record (2025) was $1,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1050 STARKEY ROAD UNIT 509?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $319,900, this home is listed about 19% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1050 STARKEY ROAD UNIT 509?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$319,900 runs 44% above the LARGO 33771 median — but at 1,792 sqft it's also 46% larger than the typical Largo listing.
02Know the monthly fee
The association fee is $557/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
93 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $339,900, now $319,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Adriana Dollar. MLS #TB8497847.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 1050 STARKEY ROAD UNIT 509 but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →