David Ramirez
$375,000$419,0003 bd2.5 ba1,824 sqft$206 /sqft$3,251 /mo all-in ↓

1050 STARKEY ROAD UNIT 2301, LARGO, FL, 33771

Active161 days on marketListed Feb 13, 2026MLS #TB8476363

Reduced $44KTownhouseWILLOW GREENS

About this home

1050 STARKEY ROAD UNIT 2301

Sellers Offering Up To $5,000 Towards Buyers Closing Costs!! Step into this beautifully updated corner-unit townhome where style and functionality come together seamlessly. From the moment you enter, you’re greeted by a spacious living room designed for both comfortable everyday living and effortless entertaining. Rich hardwood floors flow throughout the home, creating a warm, upscale feel. An additional living area with its own entrance to the lanai offers flexible space, perfect for a home office, lounge, or bonus entertaining area. The dining space leads to a stunning and fully renovated kitchen featuring modern finishes, abundant storage, and additional seating for casual gatherings. The kitchen is beautifully appointed with premium KraftMaid cabinetry, thoughtfully designed to maximize every inch of storage space. With smart organization features, deep drawers, and custom configurations, it offers both exceptional functionality and a polished, high-end finish that elevates the entire space. Upstairs, custom hardwood stairs guide you to three generously sized bedrooms. The primary suite is a true retreat, complete with a beautifully updated en-suite bath (2020), a custom walk-in closet (2022), and a peaceful private balcony ideal for morning coffee or evening unwinding. The secondary bathroom was also updated in 2020, and hardwood flooring continues throughout the upper level for a cohesive look. The garage adds a unique and fun extension of the living space, built out as a bar area while still maintaining room for a vehicle. Major updates provide peace of mind, including a new roof (2023), tankless water heater (2022), AC system (2022), electric shades upstairs and downstairs, whole-home water softener and filtration system (2022), and surge protection (2022). Located in a wonderful community with ample guest parking, this home is just minutes from award winning beaches and offers convenient access to major airports, restaurants and shopping. The HOA covers an impressive list of amenities and services, including water, sewer, trash, cable, exterior maintenance, landscaping, community pool, roof coverage, and more making for truly easy living. Don’t miss your chance to own this slice of affordable Florida living where style, sunshine, and easy living come together in one incredible opportunity.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,824

Sqft

0.06 ac

Lot size

2

Garage

1998

Year built

Two

Levels

$206

Per sqft

Inside

FlooringHardwood
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding
FoundationSlab
FacesWest
ExteriorBalcony · Sliding Doors

Community & fees

HOA fee$557/mo
Taxes (2025)$1,923/yr
PetsNumber Limit
CommunityBuyer Approval Required · Pool

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,251 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$160
HOA fee — from the listing$557
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,251/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$160
HOA / condo fee$557
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$308KedgeAI estimate $338,787 · range $320K$355K$390K

vs edgeAI estimate

+10.7%

$/sqft vs Largo actives

$206 vs $237

Days on market

161 vs 42 typical

Where $206/sqft sits among the 400 Largo actives

102
86 · this home
73
62
46
31
$105–165$165–225$225–285$285–345$345–405$405+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Bay

Map of 1050 STARKEY ROAD UNIT 2301 inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

East Bay — neighborhood snapshot

Population

2,218

Median age

62

Median income

$66,065

Median home value

$105,365

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
HighLargo High School★★★★★
ElementarySouthern Oak Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

199 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the LARGO 33771 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $44K
Feb 13, 2026Listed at $419,000 · 161 days on market since
1998Built · WILLOW GREENS

Reality check

What actually sold near 1050 STARKEY ROAD UNIT 2301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1050 STARKEY ROAD UNIT 601Sold · Mar ’26

$375,000

1050 STARKEY ROAD UNIT 601 · same community

4 bd · 3.5 ba · 1,834 sqft · $204/sqft · 76 DOM

1050 STARKEY ROAD UNIT 2201Sold · Apr ’26

$361,000

1050 STARKEY ROAD UNIT 2201 · same community

4 bd · 3.5 ba · 1,834 sqft · $197/sqft · 188 DOM

1050 STARKEY ROAD UNIT 2701Sold · Aug ’25

$375,000

1050 STARKEY ROAD UNIT 2701 · same community

3 bd · 2.5 ba · 1,834 sqft · $204/sqft · 153 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1050 STARKEY ROAD UNIT 2301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1050 STARKEY ROAD UNIT 2301 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1050 STARKEY ROAD UNIT 2301 FAQs

What would the monthly payment be for 1050 STARKEY ROAD UNIT 2301?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,251/mo — principal and interest, the actual property-tax bill, the $557/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1050 STARKEY ROAD UNIT 2301?+

The association fee works out to $557 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1050 STARKEY ROAD UNIT 2301?+

The most recent tax bill on record (2025) was $1,923. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1050 STARKEY ROAD UNIT 2301?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $375,000, this home is listed about 39% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1050 STARKEY ROAD UNIT 2301?+

Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$375,000 runs 69% above the LARGO 33771 median — but at 1,824 sqft it's also 49% larger than the typical Largo listing.

02Know the monthly fee

The association fee is $557/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

161 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $419,000, now $375,000 — a $44K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Erica Fresh. MLS #TB8476363.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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