David Ramirez
$374,999$379,0004 bd3.5 ba1,834 sqft$204 /sqft$3,565 /mo all-in ↓

1050 STARKEY ROAD UNIT 2105, LARGO, FL, 33771

Active5 days on marketListed Jul 20, 2026MLS #TB8521991

Reduced $4KTownhouseWILLOW GREENS

About this home

1050 STARKEY ROAD UNIT 2105

Welcome home to this beautifully maintained 4 bedroom, 3.5 bath townhome. It is perfectly situated on the golf course offering breathtaking views and an exceptional blend of comfort and style. Step inside to soaring vaulted ceilings in the entryway and living room creating a bright, open and inviting atmosphere. Rich hardwood floors flow through the living room, dining room, and primary bedroom on the first floor adding warmth and elegance throughout the main living spaces. The kitchen has been updated with brand new stainless steel appliances, making it ideal for everyday living as well as entertaining. A newer washer and dryer are also included for your additional convenience. A thoughtfully designed floorplan features two primary suites. One on the main level with a private bath, along with an additional suite on the second level. This provides flexibility for guests or multi-generational living. A versatile loft/bonus area offers the perfect spot for a home office, media room or play area. There are two separate lanai areas here as well. The lower is located off of the living room and is screened in with beautiful golf course views. The upstairs porch offers a serene spot to enjoy the peaceful view as well. This exceptional townhome combines modern updates, generous living space, four bedrooms and a gorgeous location. It is truly the perfect place to call home. Hot water 2026, AC 2022, UV light for AC 2022, Brand-new stainless-steel appliances 2026, Washing Machine 2024, Exterior paint 2026,

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

1,834

Sqft

0.05 ac

Lot size

2

Garage

1996

Year built

Two

Levels

$204

Per sqft

Golf Course view

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding
FoundationSlab
ViewGolf Course
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Rear · Ground Level · Guest
ExteriorBalcony · French Doors · Private Entrance · Sliding Doors

Community & fees

HOA fee$557/mo
Taxes (2025)$5,691/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,565 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$474
HOA fee — from the listing$557
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,565/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$474
HOA / condo fee$557
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Largo actives

$204 vs $236

Days on market

5 vs 42 typical

Where $204/sqft sits among the 400 Largo actives

102
87 · this home
73
61
46
31
$105–165$165–225$225–285$285–345$345–405$405+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Bay

Map of 1050 STARKEY ROAD UNIT 2105 inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

East Bay — neighborhood snapshot

Population

2,218

Median age

62

Median income

$66,065

Median home value

$105,365

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
HighLargo High School★★★★★
ElementarySouthern Oak Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

200 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the LARGO 33771 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $374,999 $4K
Jul 20, 2026Listed at $379,000 · 5 days on market since
1996Built · WILLOW GREENS

Reality check

What actually sold near 1050 STARKEY ROAD UNIT 2105

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1050 STARKEY ROAD UNIT 601Sold · Mar ’26

$375,000

1050 STARKEY ROAD UNIT 601 · same community

4 bd · 3.5 ba · 1,834 sqft · $204/sqft · 76 DOM

1050 STARKEY ROAD UNIT 2201Sold · Apr ’26

$361,000

1050 STARKEY ROAD UNIT 2201 · same community

4 bd · 3.5 ba · 1,834 sqft · $197/sqft · 188 DOM

1050 STARKEY ROAD UNIT 2701Sold · Aug ’25

$375,000

1050 STARKEY ROAD UNIT 2701 · same community

3 bd · 2.5 ba · 1,834 sqft · $204/sqft · 153 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1050 STARKEY ROAD UNIT 2105 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1050 STARKEY ROAD UNIT 2105 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1050 STARKEY ROAD UNIT 2105 FAQs

What would the monthly payment be for 1050 STARKEY ROAD UNIT 2105?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,565/mo — principal and interest, the actual property-tax bill, the $557/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1050 STARKEY ROAD UNIT 2105?+

The association fee works out to $557 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1050 STARKEY ROAD UNIT 2105?+

The most recent tax bill on record (2025) was $5,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1050 STARKEY ROAD UNIT 2105?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $374,999, this home is listed about 39% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1050 STARKEY ROAD UNIT 2105?+

Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$374,999 runs 70% above the LARGO 33771 median — but at 1,834 sqft it's also 50% larger than the typical Largo listing.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $557/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 5 days on market in a Largo market that averages 42 — if it fits, move quickly.

05Strong assigned schools

Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Cheryl Guggi. MLS #TB8521991.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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