2603 BISMARK DRIVE, VALRICO, FL, 33596
Active101 days on marketListed Apr 13, 2026MLS #TB8496698
About this home
2603 BISMARK DRIVE
Price improvement. Welcome to this stunning custom-built, one-owner home, built in 2017 with solid concrete block construction. This spacious residence offers 4 bedrooms, 4 full bathrooms, and soaring high ceilings with a bright, open layout. Experience the freedom of NO HOA and NO CDD. The first floor features a desirable setup with a primary (master) suite and an additional bedroom with a full bath—ideal for guests or multi-generational living. Upon entry, you’ll find a versatile den/office or formal living room, along with a formal dining area. The home also offers a spacious living/family room that flows seamlessly into the kitchen, complete with a breakfast nook and dinette space. Upstairs includes a generous loft, perfect for additional living or entertainment space. Enjoy abundant closet storage throughout the home. Situated on a .42-acre lot , this property offers both privacy and flexibility. Features include a 2-car garage, RV connections already installed, well and septic system, and impact windows. Step outside to your private pool area, complete with a water purification system and pre-wired speakers throughout the home and pool area—perfect for entertaining. Modern appliances, including refrigerator, washer, and dryer (2026), are included. This move-in ready home combines space, functionality, and freedom—don’t miss this unique opportunity. Home highlights: * pool * outdoor entertainment * loft * Master bedroom with access to the pool and to patio. * guest suite downstairs with a side bathroom * well/septic savings * speakers connection throughout the 1st floor * move-in ready condition.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,505
Sqft
0.4 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,780 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,780/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs Valrico actives
$200 vs $215
Days on market
101 vs 34 typical
Where $200/sqft sits among the 193 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakwood Forest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Oakwood Forest — neighborhood snapshot
Population
212
Median age
47
Median income
$143,621
Median home value
$466,300
Avg household
3
Households w/ children
22%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
105 of 193
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 2603 BISMARK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$865,000
3301 CYPRESS LANDING DRIVE
5 bd · 4 ba · 3,357 sqft · $258/sqft · 7 DOM
Sold · Nov ’25$800,000
3510 OLD COURSE LANE
4 bd · 3 ba · 3,205 sqft · $250/sqft · 66 DOM
Sold · Mar ’26$892,585
4571 FOLEY GROVE DRIVE
4 bd · 3 ba · 3,182 sqft · $281/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2603 BISMARK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2603 BISMARK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2603 BISMARK DRIVE FAQs
What would the monthly payment be for 2603 BISMARK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,780/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2603 BISMARK DRIVE?+
The most recent tax bill on record (2025) was $6,975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Valrico?+
At $699,900, this home is listed about 47% above the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2603 BISMARK DRIVE?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,900 runs 47% above the VALRICO 33596 median — but at 3,505 sqft it's also 57% larger than the typical Valrico listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
101 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $750,000, now $699,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SHARKS REALTY GROUP LLC · Agnes Serrano. MLS #TB8496698.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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