2214 5TH STREET E, PALMETTO, FL, 34221
Active99 days on marketListed Apr 16, 2026MLS #TB8495056
About this home
2214 5TH STREET E
SELLER OFFERING 12 MONTH BOAT SLIP RENTAL CREDIT AT MARINA WITHIN THE COMMUNITY OR LIKEMINDED CREDIT AT NEARBY MARINA OF BUYERS CHOICE. Welcome to Sanctuary Cove, one of North Manatee County’s most sought-after waterfront communities, where luxury living meets the ultimate Florida lifestyle. Boaters will love the neighborhood's waterfront living perks, featuring a private marina with leasable boat slips providing seamless Gulf access via the Manatee River. Nestled safely in Flood Zone X (no mandatory flood insurance required), this property features low HOA fees that include lawn maintenance, offering the ultimate piece of mind. This beautifully upgraded WCI-built San Remo-style home offers 2,230 square feet of heated living space, featuring 3 bedrooms, 2.5 bathrooms, and a versatile den—perfect for a home office or additional living space. From the moment you step inside, you’ll notice the extensive upgrades and attention to detail throughout. Crown molding spans nearly every room, complemented by designer lighting, including a statement chandelier in the foyer and pendant lighting over the kitchen island. The open-concept layout flows seamlessly, creating the perfect space for both everyday living and entertaining. The kitchen is enhanced with upgraded cabinet hardware, while custom closet systems throughout provide both style and functionality. This home is loaded with modern conveniences, including a whole-home water filtration and softener system, WiFi-enabled irrigation, and an app-controlled EV charging station. Additional features such as plantation shutters, remote-controlled shades, ceiling fans throughout, and a widened driveway add both comfort and value. Step outside to your private backyard oasis. The fully screened lanai with no-see-um screening surrounds a stunning custom-built gunite pool featuring a waterfall, sun shelf with bubbler, LED lighting, in-pool seating, and full WiFi automation. The outdoor space features a Cool-Crete deck surface and lush, professionally designed landscaping for added privacy. The custom outdoor kitchen is designed for entertaining, complete with weatherproof cabinetry, a built-in refrigerator, a natural gas grill, a vented hood, a sink, and granite countertops—perfect for enjoying Florida living year-round. Additional highlights include attic flooring for extra storage with pull-down access, upgraded washer and dryer, landscape lighting, and a fully integrated irrigation system. Beyond the home, Sanctuary Cove offers resort-style amenities including a marina with boat slips, private beach, clubhouse, fitness center, and pool—creating a true resort-style living experience. Conveniently located near I-75, I-275, Tampa, St. Petersburg, Sarasota, and the Gulf beaches. This is a rare opportunity to own a highly upgraded, move-in-ready home in one of the area’s premier communities. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,230
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
One
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,788 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,788/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.2%
$/sqft vs SANCTUARY COVE
$358 vs $387
Days on market
99 vs 55 typical
Where $358/sqft sits among the 7 homes for sale in SANCTUARY COVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
4 of 7
SANCTUARY COVE have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 119% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 2214 5TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$725,000
2009 6TH STREET E · same community
3 bd · 2.5 ba · 2,230 sqft · $325/sqft · 114 DOM
Sold · Mar ’26$1,050,000
710 16TH AVENUE E · same community
3 bd · 2.5 ba · 2,230 sqft · $471/sqft · 129 DOM
Sold · Sep ’25$779,000
510 16TH AVENUE E · same community
3 bd · 2.5 ba · 2,230 sqft · $349/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2214 5TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2214 5TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2214 5TH STREET E FAQs
What would the monthly payment be for 2214 5TH STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,788/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2214 5TH STREET E?+
The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2214 5TH STREET E?+
The most recent tax bill on record (2025) was $10,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2214 5TH STREET E?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $799,000, this home is listed about 100% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2214 5TH STREET E?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 119% above the PALMETTO 34221 median — but at 2,230 sqft it's also 17% larger than the typical Palmetto listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $849,000, now $799,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Danielle Kielpikowski. MLS #TB8495056.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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