David Ramirez
$769,000$799,0004 bd3.5 ba2,507 sqft$307 /sqft$5,566 /mo all-in ↓

2005 6TH ST E, PALMETTO, FL, 34221

Active44 days on marketListed Jun 7, 2026MLS #A4695780

Reduced $30KSingle Family ResidenceSANCTUARY COVE

About this home

2005 6TH ST E

Experience the pinnacle of Florida living in this stunning four-bedroom residence in the master-planned Waterfront Community of Sanctuary Cove. As the Largest One-Story Floor Plan available on the exclusive Estate side of the community, this masterfully designed home offers an expansive footprint over 2,500 square feet of single-level luxury. Step inside to an Open-Concept Floor Plan that welcomes an abundance of natural light. The main living area is crowned by striking architectural ceiling beams, adding warmth, texture, and custom craftsmanship. This airy and inviting atmosphere flows effortlessly from room to room, maximizing the home's impressive square footage. Every window is upgraded to High-Impact Hurricane Glass, bathing the interior in sunlight while providing ultimate structural protection, energy efficiency, and quiet serenity. The Dream Kitchen stands as a central masterpiece with Extended Upper Cabinets providing extra storage and a grand, floor-to-ceiling visual appeal. Anchoring the space is an impressive, Oversized Kitchen Island that serves as the ultimate hub for meal preparation, casual dining, and holiday entertaining. The thoughtful layout ensures unparalleled privacy and comfort for family and visitors alike, featuring Four Spacious Bedrooms, three of which feature private In-Suite bathrooms. The primary suite serves as a true sanctuary, complete with a large, beautifully designed Walk-In Waterfall Shower engineered to deliver a spa-like luxury experience at the end of every day. Added daily convenience is found in the dedicated, Separate Laundry Room, keeping chores organized and entirely out of sight. The premium details extend all the way into the garage, which features a high-end, durable Epoxy Floor and heavy-duty, Built-in Storage Racks to keep your gear perfectly organized. Just beyond the main living area, your private outdoor oasis awaits. The living space extends effortlessly outdoors to a fully fenced backyard, offering a secure and private retreat. Step onto the expansive, Screened-In Lanai to find your ultimate entertainment hub, featuring a Premium Built-In Grill and an integrated fire pit. It is the ideal setting for weekend barbecues, watching the evening sunset, or unwinding in style. For those who dream of cooling off in their own pristine waters, the spacious backyard footprint provides the perfect canvas to add a private pool. Best of all, you can enjoy this outdoor paradise without the hassle of yard work. Sanctuary Cove is far more than just a place to live; it is a vibrant, active community that offers a complete resort lifestyle. Boaters will enjoy seamless access to the water provided by the neighborhood's private marina, which features private slips available for rent. Your days can begin with a departure out into the local waterways and end with a cruise to dinner. When you aren’t on the water, the neighborhood amenities provide endless recreation. Take a dip in the resort-style heated pool, relax in the hot tub, or gather with neighbors at the clubhouse. Inside, you will find a pool table and ping pong table for friendly competition. The community also features a dedicated kayak launch and a private, sandy beach. Location is everything, and this residence delivers unparalleled protection alongside incredible daily convenience. Between the premium hurricane impact windows and the fact that this home is situated entirely outside of the flood zone you can enjoy absolute peace of mind.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,507

Sqft

0.15 ac

Lot size

2

Garage

2019

Year built

One

Levels

$307

Per sqft

Negotiable

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sliding Doors

Community & fees

HOA fee$110/mo
Taxes (2025)$10,303/yr
PetsCats OK, Dogs OK
CommunityBoat Slip · Fishing · Marina · Water Access · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,566 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,149
PMI (est., until 20% equity)$288
Property tax — 2025 actual bill$859
HOA fee — from the listing$110
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,900
Interest rate6.00%
Loan term

Estimated payment

$5,566/mo

Principal & interest$4,149
PMI (est., until 20% equity)$288
Property taxes (actual bill)$859
HOA / condo fee$110
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SANCTUARY COVE

$307 vs $387

Days on market

44 vs 55 typical

Where $307/sqft sits among the 7 homes for sale in SANCTUARY COVE

3 · this home
1
1
1
0
1
$307–366$366–426$426–485$485–545$545–604$604+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 2005 6TH ST E

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

4 of 7

SANCTUARY COVE have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 109% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $769,000 $30K
Jun 7, 2026Listed at $799,000 · 44 days on market since
2019Built · SANCTUARY COVE

Reality check

What actually sold near 2005 6TH ST E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2318 5TH STREET ESold · Feb ’26

$620,000

2318 5TH STREET E · same community

3 bd · 3.5 ba · 2,507 sqft · $247/sqft · 176 DOM

1805 7TH ST ESold · Oct ’25

$1,010,000

1805 7TH ST E · same community

4 bd · 3 ba · 2,644 sqft · $382/sqft · 168 DOM

2114 5TH STREET ESold · Jun ’26

$710,000

2114 5TH STREET E · same community

3 bd · 3.5 ba · 2,319 sqft · $306/sqft · 438 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2005 6TH ST E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2005 6TH ST E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2005 6TH ST E FAQs

What would the monthly payment be for 2005 6TH ST E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,566/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2005 6TH ST E?+

The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2005 6TH ST E?+

The most recent tax bill on record (2025) was $10,303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2005 6TH ST E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $769,000, this home is listed about 93% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2005 6TH ST E?+

James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ALBERT WOOSTER & COMPANY · Eugene Smith. MLS #A4695780.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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