2317 5TH STREET E, PALMETTO, FL, 34221
Active43 days on marketListed Jun 11, 2026MLS #TB8515609
About this home
2317 5TH STREET E
Located in the gated boating community of Sanctuary Cove Riverfront Estates, this San Remo floor plan offers 3 bedrooms, 2.5 baths, a flex room, and an open layout designed for comfortable everyday living and entertaining. The center-island kitchen overlooks the spacious family room, where a full wall of hurricane-rated sliding glass doors opens to the covered, screened lanai, creating seamless indoor-outdoor living. The primary suite is privately located at the rear of the home and features a spa-like walk-in shower, double vanity, and oversized custom walk-in closet. Two secondary bedrooms share a full bath and are situated away from the main living area for added privacy. Additional features include quartz countertops, a gas range, tall ceilings, custom closets throughout, on-demand hot water, whole-home water filtration system, brick paver driveway, and an outdoor kitchen. Situated on an oversized lot next to a protected conservation area, the home offers added privacy along with canal views and beautiful western sunsets. Enjoy watching the Fourth of July fireworks over the Manatee River right from your lanai. Sanctuary Cove is a waterfront community with a 210-slip marina offering quick and easy access to the Manatee River. Boat ownership is not required, and slips are available for lease. Residents enjoy a wide range of amenities, including an 8,600-square-foot clubhouse with internet café, fitness center, resort-style pool, game room, riverfront park, nature preserve, kayak launch, and beach area for kayaking and paddleboarding. Lawn maintenance is included, making it easy to enjoy the Florida lifestyle without the upkeep. Whether you enjoy boating, fishing, kayaking, staying active, or simply relaxing by the water, Sanctuary Cove offers a lifestyle that is hard to match.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,230
Sqft
0.3 ac
Lot size
2
Garage
2018
Year built
One
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,839 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,839/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.5%
Days on market
43 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 119% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2317 5TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2317 5TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2317 5TH STREET E FAQs
What would the monthly payment be for 2317 5TH STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,839/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2317 5TH STREET E?+
The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2317 5TH STREET E?+
The most recent tax bill on record (2025) was $11,594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2317 5TH STREET E?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $798,000, this home is listed about 100% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2317 5TH STREET E?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$798,000 runs 119% above the PALMETTO 34221 median — but at 2,230 sqft it's also 17% larger than the typical Palmetto listing.
02Water & Trees/Woods views
The water and trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $825,000, now $798,000 — a $27K cut. The full history is in the market section below.
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Danielle Kielpikowski. MLS #TB8515609.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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