2406 GULF BOULEVARD UNIT 204, INDIAN ROCKS BEACH, FL, 33785
Active116 days on marketListed Apr 6, 2026MLS #TB8494357
About this home
2406 GULF BOULEVARD UNIT 204
Beach Retreat with Income Potential! Two bedroom unit at Sunraker now available! Living/dining combo, access to balcony with storage closet and a VIEW of the Gulf ! Fully furnished and turnkey - ceramic tile and comfortable furnishings throughout, including washer/dryer. Short-term rentals permitted. Assigned, tandem parking under the building. Sunraker is adjacent to the 25th Ave beach access; the Gulf is literally just steps from your front door! Small community of 8 residences in the heart of Indian Rocks Beach!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
990
Sqft
1981
Year built
One
Levels
$687
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,912 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,912/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+241%
$/sqft vs Indian Rocks Beach actives
$687 vs $587
Days on market
116 vs 48 typical
Where $687/sqft sits among the 89 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$953K → $781K
Indian Rocks Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
45 of 89
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2406 GULF BOULEVARD UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$120,000
12760 INDIAN ROCKS ROAD UNIT 578
2 bd · 1 ba · 987 sqft · $122/sqft · 29 DOM
Sold · Sep ’25$153,000
12760 INDIAN ROCKS ROAD UNIT 1049
2 bd · 2 ba · 987 sqft · $155/sqft · 77 DOM
Sold · Aug ’25$262,000
1 WINDRUSH BOULEVARD UNIT 84
2 bd · 2 ba · 1,040 sqft · $252/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2406 GULF BOULEVARD UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2406 GULF BOULEVARD UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2406 GULF BOULEVARD UNIT 204 FAQs
What would the monthly payment be for 2406 GULF BOULEVARD UNIT 204?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,912/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2406 GULF BOULEVARD UNIT 204?+
The most recent tax bill on record (2025) was $9,936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2406 GULF BOULEVARD UNIT 204?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $679,900, this home is listed about 5% below the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2406 GULF BOULEVARD UNIT 204?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
116 days on market against a Indian Rocks Beach median of 48 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Luke Palmer. MLS #TB8494357.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Indian Rocks Beach homes, in your inbox
Like 2406 GULF BOULEVARD UNIT 204 but not quite? A daily digest of every new listing in Indian Rocks Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →