1500 GULF BOULEVARD UNIT 204B, INDIAN ROCKS BEACH, FL, 33785
Active90 days on marketListed May 7, 2026MLS #TB8504207
About this home
1500 GULF BOULEVARD UNIT 204B
Have you been searching for a fully furnished, established beach condo with proven rental history? This stunning 2-bedroom, 2-bath top-floor unit in beautiful Indian Rocks Beach offers the perfect combination of investment potential and coastal living. A successful beach rental for years, this is an opportunity you won’t want to miss. Inside, the condo has been thoughtfully updated with brand new tiled showers, luxury vinyl plank flooring throughout, and an expansive family room designed for relaxing and entertaining. The spacious kitchen features abundant counter space, making meal prep and hosting effortless. One of the standout features of this rare unit is the abundance of natural light, thanks to windows throughout the condo, a detail not commonly found in many neighboring units. Step outside to the oversized balcony, the perfect place to enjoy your morning coffee or unwind with evening wine after a day at the beach. Additional highlights include two dedicated under-building parking spaces, a community pool, and direct beach access just steps from your door. No searching for parking, no hauling beach gear long distances, simply walk out and enjoy the sand and ocean whenever you like. Whether you’re looking for a vacation getaway, income producing property, or full time beach retreat, this condo truly has it all. Indian Rocks Beach is one of the Gulf Coast’s hidden gems, a laid-back beach town tucked between Clearwater and St. Pete Beach. Compared to the larger tourist-heavy beach towns nearby, IRB has a much quieter, more local feel with fewer high-rises, less traffic, and a more relaxed atmosphere. Locals and repeat visitors often describe it as “Old Florida” charm.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,055
Sqft
0.54 ac
Lot size
2001
Year built
One
Levels
$616
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,467 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,467/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+100%
$/sqft vs Indian Rocks Beach actives
$616 vs $630
Days on market
90 vs 68 typical
Where $616/sqft sits among the 86 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
45 of 86
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1500 GULF BOULEVARD UNIT 204B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$380,000
12037 145TH STREET
3 bd · 2 ba · 1,049 sqft · $362/sqft · 80 DOM
Sold · Nov ’25$630,000
399 2ND STREET UNIT 313
2 bd · 2 ba · 1,100 sqft · $573/sqft · 188 DOM
Sold · Jul ’26$335,000
11722 CURRIE LANE UNIT H1
2 bd · 2 ba · 1,137 sqft · $295/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1500 GULF BOULEVARD UNIT 204B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1500 GULF BOULEVARD UNIT 204B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1500 GULF BOULEVARD UNIT 204B FAQs
What would the monthly payment be for 1500 GULF BOULEVARD UNIT 204B?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,467/mo — principal and interest, the actual property-tax bill, the $850/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1500 GULF BOULEVARD UNIT 204B?+
The association fee works out to $850 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1500 GULF BOULEVARD UNIT 204B?+
The most recent tax bill on record (2025) was $8,473. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1500 GULF BOULEVARD UNIT 204B?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $649,900, this home is listed about 13% below the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1500 GULF BOULEVARD UNIT 204B?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$649,900 is 8% below the INDIAN ROCKS BEACH 33785 median of $707,450, and at $616/sqft it sits under the Indian Rocks Beach average of $670.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $850/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $659,900, now $649,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · David Ares. MLS #TB8504207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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