290 ORANGE STREET, PALM HARBOR, FL, 34683
Active128 days on marketListed Mar 27, 2026MLS #TB8490514
About this home
290 ORANGE STREET
Don’t just build a home, build your future in the heart of Ozona, one of Pinellas County’s most sought after coastal communities. This cleared and leveled homesite offers a rare opportunity to fast-track your build on a property that previously housed a residence, providing a valuable head start for new construction. With approximately 150 feet of depth and 54 feet of street frontage, the lot offers both flexibility and presence, ideal for designing a custom home that fits your vision. Positioned in unincorporated Pinellas County, this location may offer added flexibility for short-term rental opportunities making it appealing for both end users and investors alike. Zoned R-4 allowing for single family residential, duplex, triplex dwellings. Location is everything, and this is where Ozona truly shines. Known for its golf cart-friendly lifestyle, this tight-knit coastal community offers easy access to local marinas, the Gulf of Mexico, waterfront dining, and some of the area’s most beloved restaurants and gathering spots. Whether it’s sunset golf cart rides, weekends on the water, or evenings out close to home, the “Ozonian” lifestyle is something truly special. Outdoor recreation is just minutes away at the Sunderman Sports Complex & Pop Stansel Waterfront Park, while the Pinellas Trail offers miles of scenic biking and walking. The property is also conveniently located near Ozona Elementary and Palm Harbor University High School, two of the area’s most highly regarded schools. An additional opportunity exists with the adjacent lot at 429 St. Louis Ave (TB8490520), creating the potential for a larger estate, multi-generational living, or a strategic investment play. Seller prefers to sell both properties together. Opportunities like this, build-ready land in the heart of Ozona with lifestyle, location, and flexibility are increasingly rare. Don’t just live… live coastal.
Facts & features
The home at a glance
0.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,564 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,564/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 290 ORANGE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$299,000
2566 GARY CIRCLE UNIT 2
1 bd · 1 ba · 562 sqft · $532/sqft · 55 DOM
Sold · Apr ’26$308,000
2566 GARY CIRCLE UNIT 6
2 bd · 1 ba · 747 sqft · $412/sqft · 42 DOM
Sold · Jun ’26$349,950
2687 WOODETTE DR UNIT B
2 bd · 1 ba · 843 sqft · $415/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 290 ORANGE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 290 ORANGE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
290 ORANGE STREET FAQs
What would the monthly payment be for 290 ORANGE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 290 ORANGE STREET?+
The most recent tax bill on record (2025) was $4,931. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $314,900, this home is listed about 16% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 290 ORANGE STREET?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34683 market on paper
$314,900 is 24% below the PALM HARBOR 34683 median of $415,000.
02Time on market is leverage
128 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $375,000, now $314,900 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CANCELLI COASTAL REALTY · Robert Cancelli. MLS #TB8490514.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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