272 ORANGE STREET UNIT A-B, PALM HARBOR, FL, 34683
Active417 days on marketListed Jun 12, 2025MLS #TB8392905
About this home
272 ORANGE STREET UNIT A-B
OLD FLORIDA CHARM - Location, Location, Location. with ADU ready to rent!!! CASH BUYERS ONLY, Prime Investment/ Development Opportunity. Combined asking price includes two abutting parcels, MUST BE PURCHASED AS A PACKAGE: 11-28-15-33624-000-0080 and 11-28-15-33624-000-0100 with a combined total of 1.086 +/- Acres, Zoned R-4, up to 4-6 units possible if combined with 260 (must check with Pinellas County for options, details, and procedures for needed changes to obtain desired use) located in the highly desirable Ozona area of Palm Harbor. This old Florida community is a true paradise. "Possible" vacation rentals allowed, golf cart friendly, no HOA, this property is a short walk to the Pinellas Trail, minutes by golf cart to restaurants, shops, breweries, & festivals of downtown Ozona and Palm Harbor—short ride to Pop Stansell Park & Pier for those beautiful Florida sunsets. Minutes to multiple marinas, drive (or bike the trail) to Honeymoon Island Beach! Some of the many Highlights of this property include an old Florida-style two-story frame home, built in 1933, with 2 Bedrooms/office, 1.5 Baths, 1,506 S/F. The kitchen has custom-built wood cabinets with granite countertops; this home is a handyman special, and it needs updates and repairs. During the most recent hurricane in 2024, flood water ran under the home, possibly damaging the AC system and ducts. This Property is sold AS IS. The sellers are not willing to make any repairs prior to closing. The 1 bedroom ADU was built in 2004, consisting of: 1 bedroom, 1 bath with 884 S/F of open living area, custom wood cabinets in the kitchen with granite counter tops, hardwood floors, and a large 260 SF MOL front porch, perfect for entertaining or relaxing and enjoying our great Florida weather. There is a 3rd home located on Lot 10. This 480 S/F home was built in 1950 and is currently in uninhabitable condition. Due to its current condition, it is unsafe to view; it should be removed after closing to accommodate future development plans. This is a must-see if you are looking for an old-style Florida property with great investment potential. This property is being sold AS IS with the right to inspect. All pertinent information must be verified by buyers and the buyer's Agent, including but not limited to current zoning, allowable uses and units, allowable leasing terms, condition of all structures, advertised boundaries and dimensions. CASH BUYERS ONLY. Please see: 260 Orange St, Palm Harbor, FL 34683, MLS Number TB8393963 : For additional information Prior to offer, check with local Zoning Department regarding any pet restrictions. Prior to offer, check with local Zoning Department regarding any leasing restrictions, building restrictions, and requirements.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,506
Sqft
0.93 ac
Lot size
1933
Year built
Two
Levels
$412
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,007 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,007/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.7%
$/sqft vs Palm Harbor actives
$412 vs $261
Days on market
417 vs 42 typical
Where $412/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 272 ORANGE STREET UNIT A-B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$348,000
2451 BAYWOOD DRIVE W
3 bd · 2 ba · 1,564 sqft · $223/sqft · 238 DOM
Sold · Aug ’25$585,000
2539 GARY CIRCLE UNIT 603
3 bd · 2 ba · 1,442 sqft · $406/sqft · 308 DOM
Sold · Feb ’26$734,900
2539 GARY CIRCLE UNIT 704
2 bd · 2 ba · 1,396 sqft · $526/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 272 ORANGE STREET UNIT A-B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 272 ORANGE STREET UNIT A-B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
272 ORANGE STREET UNIT A-B FAQs
What would the monthly payment be for 272 ORANGE STREET UNIT A-B?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,007/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 272 ORANGE STREET UNIT A-B?+
The most recent tax bill on record (2024) was $3,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $620,000, this home is listed about 65% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 272 ORANGE STREET UNIT A-B?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$620,000 runs 49% above the PALM HARBOR 34683 median.
02Time on market is leverage
417 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $860,000, now $620,000 — a $240K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Brett Tate. MLS #TB8392905.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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