260 ORANGE STREET, PALM HARBOR, FL, 34683
Active417 days on marketListed Jun 12, 2025MLS #TB8393963
About this home
260 ORANGE STREET
OLD FLORIDA CHARM - HOME ON Lot 10: 260 Orange St Palm Harbor Location, Location, Location. Attention cash buyers, prime investment/ development opportunity. MUST BE PURCHASED AS A PACKAGE: 11-28-15-33624-000-0080 and 11-28-15-33624-000-0100 with a combined total of 1.086 =/- Acres MOL, Zoned R-4, up to 4-6 units possible with both parcels combined. (Must check with options, details, and procedures for needed changes to obtain desired use) Located in the highly desirable Ozona area of Palm Harbor, his old Florida community is a true paradise. Possible vacation rentals allowed, golf cart friendly, no HOA, this property is a short walk to the Pinellas Trail, minutes by golf cart to restaurants, shops, breweries, and festivals of downtown Ozona and Palm Harbor. Short ride to Pop Stansell Park & Pier for those Sunsets. Minutes to multiple marinas, drive (or bike the trail) to Honeymoon Island Beach! The existing structure on this site is a 480 S/F home built in 1950, currently in an uninhabitable condition and is a tear-down. Due to its current condition, it is not safe to view; it should be removed after closing to accommodate future development plans. Please see: 272 Orange St, Palm Harbor FL 34683, MLS Listing Number TB8392905 for additional information. This property is being sold AS IS with the right to inspect. All pertinent information, including current zoning, allowable uses, # of units, and allowable leasing terms need to be confirmed by the buyer and buyer's agent. The condition of all structures and dimensions must be verified by the buyer and the buyer's Agent. CASH BUYERS ONLY.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
480
Sqft
0.19 ac
Lot size
1950
Year built
One
Levels
$375
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,514 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,514/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$375 vs $260
Days on market
417 vs 42 typical
Where $375/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
201 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 260 ORANGE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$299,000
2566 GARY CIRCLE UNIT 2
1 bd · 1 ba · 562 sqft · $532/sqft · 55 DOM
Sold · Apr ’26$222,000
464 N PAULA DRIVE UNIT 118
1 bd · 1 ba · 704 sqft · $315/sqft · 5 DOM
Sold · Jul ’26$349,900
464 N PAULA DRIVE UNIT 221
1 bd · 1 ba · 704 sqft · $497/sqft · 227 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 260 ORANGE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 260 ORANGE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
260 ORANGE STREET FAQs
What would the monthly payment be for 260 ORANGE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,514/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 260 ORANGE STREET?+
The most recent tax bill on record (2024) was $2,578. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $179,999, this home is listed about 52% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 260 ORANGE STREET?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34683 market on paper
$179,999 is 57% below the PALM HARBOR 34683 median of $415,000.
02Time on market is leverage
417 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $200,000, now $179,999 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Brett Tate. MLS #TB8393963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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