David Ramirez
$1,995,000$2,250,0005 bd3.5 ba4,750 sqft$420 /sqft$12,961 /mo all-in ↓

830 PINELLAS BAYWAY S, TIERRA VERDE, FL, 33715

Active131 days on marketListed Mar 24, 2026MLS #TB8490122

Reduced $255KWaterfrontPrivate poolTownhouseANGLERS WHARF TWNHMS

About this home

830 PINELLAS BAYWAY S

Stunning Townhome had NO damage from the hurricanes. Unique Feature- Comes with TWO boat slips on the Grand Canal! Experience the epitome of modern coastal living in this luxurious townhome in Angler’s Wharf, situated on the stunning island of Tierra Verde. With direct water views overlooking the Grand Canal, direct access to the Gulf of Mexico and Tampa Bay, this exclusive community of only 5 homes offers an unparalleled sense of tranquility and sophistication. Boasting 5 bedrooms, 3 and ½ baths, plus a spacious office, bonus room, and craft room that could easily transform into a Butler’s pantry, this residence exudes spaciousness and versatility. The grand living room welcomes you with high ceilings, abundant natural light, a wood-burning fireplace, and a full wet bar complete with an ice maker, wine refrigerator and bar refrigerator. Entertain guests in the separate dining room, ideal for intimate dinners or formal gatherings. The gourmet kitchen exceeds expectations with quartz countertops, ample storage space, and top-of-the-line appliances including a double oven and trash compactor. A long breakfast bar allows for seamless interaction while preparing meals. Step outside to the patio and poolside area, perfect for al fresco gatherings while enjoying views of the canal and marine life passing by. Retreat to the primary bedroom oasis featuring a large en-suite bath, two private balconies overlooking the water, and access to two boat slips and the community pool. Work from home effortlessly in the spacious office with bamboo flooring, or utilize the flexible layout to accommodate a large family or in-law suite with separate entrance and staircase. An attached oversized garage with workshop provides ample storage space for vehicles and more. Enjoy the waterfront lifestyle with two boat slips, one with a lift and the other with a floating dock, water, electric, and a fish cleaning station. Conveniently located near Fort DeSoto Park/Beach and St. Pete Beach, indulge in various dining options and year-round community events, all while being just minutes away from the vibrant city life of downtown St. Petersburg. Embrace the laid-back yet vibrant lifestyle of Tierra Verde, where every day feels like a retreat.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,750

Sqft

0.08 ac

Lot size

2

Garage

1998

Year built

Two

Levels

$420

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringBamboo · Carpet · Ceramic Tile · Luxury Vinyl · Porcelain Tile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Refrigerator · Touchless Faucet · Trash Compactor · Wine Refrigerator
InteriorAccessibility Features · Attic Fan · Ceiling Fan(s) · Chair Rail · Crown Molding · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Stone Counters · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingGarage Door Opener · Ground Level
ExteriorBalcony · Irrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$500/mo
Taxes (2025)$9,461/yr
PetsYes
CommunityDeed Restrictions · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,961 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,765
PMI (est., until 20% equity)$748
Property tax — 2025 actual bill$788
HOA fee — from the listing$500
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $199,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $199,500
Interest rate6.00%
Loan term

Estimated payment

$12,961/mo

Principal & interest$10,765
PMI (est., until 20% equity)$748
Property taxes (actual bill)$788
HOA / condo fee$500
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tierra Verde actives

$420 vs $452

Days on market

131 vs 66 typical

Where $420/sqft sits among the 60 Tierra Verde actives

30 · this home
18
3
4
1
4
$247–443$443–639$639–836$836–1032$1032–1229$1229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 830 PINELLAS BAYWAY S

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer13.0 months of inventoryBuyer’s market

$628K$1.1M

Tierra Verde median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

36 of 60

Tierra Verde actives have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 642% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,995,000 $255K
Mar 24, 2026Listed at $2,250,000 · 131 days on market since
1998Built · ANGLERS WHARF TWNHMS

Reality check

What actually sold near 830 PINELLAS BAYWAY S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

291 2ND STREET WSold · Mar ’26

$1,450,000

291 2ND STREET W

5 bd · 2.5 ba · 4,567 sqft · $317/sqft · 189 DOM

391 1ST STREET WSold · Mar ’26

$2,135,000

391 1ST STREET W

4 bd · 3.5 ba · 5,025 sqft · $425/sqft · 13 DOM

491 LAGUNA DRIVESold · Dec ’25

$7,000,000

491 LAGUNA DRIVE

5 bd · 6.5 ba · 5,251 sqft · $1,333/sqft · 121 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 830 PINELLAS BAYWAY S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 830 PINELLAS BAYWAY S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

830 PINELLAS BAYWAY S FAQs

What would the monthly payment be for 830 PINELLAS BAYWAY S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,961/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 830 PINELLAS BAYWAY S?+

The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 830 PINELLAS BAYWAY S?+

The most recent tax bill on record (2025) was $9,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 830 PINELLAS BAYWAY S?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $1,995,000, this home is listed about 140% above the Tierra Verde median of $830,000. The market section on this page shows how the area is trending.

Which schools are assigned to 830 PINELLAS BAYWAY S?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,995,000 runs 642% above the TIERRA VERDE 33715 median — but at 4,750 sqft it's also nearly 2 times the size of the typical Tierra Verde listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $500/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $2,250,000, now $1,995,000 — a $255K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Crystal Bannar, PA. MLS #TB8490122.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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