8952 W WHITE DOGWOOD DRIVE, HOMOSASSA, FL, 34448
Pending143 days on marketListed Mar 24, 2026MLS #TB8490041
About this home
8952 W WHITE DOGWOOD DRIVE
Exceptional WATERFRONT Retreat designed for those who value both adventure and tranquility. Set on nearly half an acre of land, this beautifully renovated 3-bedroom, 2-bathroom home offers 1,305 square feet of designer upgrades. Every detail has been carefully modernized, from the stylish finishes throughout to the durable metal roof that adds both character and long-term value. A massive steel garage provides abundant space for boats, kayaks, fishing gear, and all your recreational toys—creating the ultimate launch point for kayaking, fishing, swimming, and snorkeling directly from your own backyard. Inside, the home offers a spacious game room for hosting guests, relaxing with family, or enhancing the property’s appeal as a short-term rental. The flexible layout balances comfort with entertainment, making it equally suited as a personal getaway or income-producing investment. Currently operating as a successful Airbnb, the property presents a compelling opportunity for investors seeking strong short-term rental performance and consistent cash flow. Whether you’re looking for a waterfront escape, a vacation home, or a high-performing investment asset, this rare offering delivers the best of all worlds. A unique chance to own a slice of waterfront paradise—where peaceful surroundings meet endless outdoor adventure and exceptional income potential. Comes FULLY FURNISHED, ROOF 2015, HVAC 2016, NEW 138' SEAWALL 2017 Close
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,305
Sqft
0.46 ac
Lot size
5
Garage
1982
Year built
One
Levels
$306
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.5%
$/sqft vs Homosassa actives
$306 vs $178
Days on market
143 vs 62 typical
Where $306/sqft sits among the 222 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
108 of 222
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8952 W WHITE DOGWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$182,000
8473 W ELOSSA COURT
3 bd · 2 ba · 1,294 sqft · $141/sqft · 177 DOM
Sold · Mar ’26$135,000
8434 W ELOSSA COURT
3 bd · 2 ba · 1,248 sqft · $108/sqft · 21 DOM
Sold · Jan ’26$190,000
8463 W AQUADUCT STREET
2 bd · 1 ba · 1,154 sqft · $165/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8952 W WHITE DOGWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8952 W WHITE DOGWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8952 W WHITE DOGWOOD DRIVE FAQs
What would the monthly payment be for 8952 W WHITE DOGWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,188/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8952 W WHITE DOGWOOD DRIVE?+
The most recent tax bill on record (2025) was $6,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $399,000, this home is listed about 16% above the Homosassa median of $342,725. The market section on this page shows how the area is trending.
Which schools are assigned to 8952 W WHITE DOGWOOD DRIVE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,000 runs 81% above the HOMOSASSA 34448 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
143 days on market against a Homosassa median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $459,999, now $399,000 — a $61K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER NEXT GENERATIO · Pamela Pareja. MLS #TB8490041.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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