David Ramirez
$389,9003 bd2 ba2,198 sqft$177 /sqft$2,821 /mo all-in ↓

12 MAYFLOWER COURT E, HOMOSASSA, FL, 34446

Active13 days on marketListed Jul 22, 2026MLS #TB8528749

Private poolSingle Family ResidenceSUGARMILL WOODS CYPRESS VILLAGE

About this home

12 MAYFLOWER COURT E

Luxury Pool Home on DOUBLE LOT with Signature Greenbelt Privacy in Sugar Mill Woods – Oak Village Immaculate 3-bedroom, 2-bath pool home situated in the middle of a rare DOUBLE LOT in desirable Oak Village of Sugar Mill Woods. MAJOR UPDATES provide peace of mind: a 2020 ROOF, 2021 HVAC system, 2022 WHOLE HOUSE water filtration system, 3 replacement windows (2022), and UPDATED kitchen APPLIANCES: a 2023 refrigerator, built-in island oven, and separate baking oven. This move-in-ready home offers exceptional privacy, quality, and spacious living in one of the Nature Coast's premier communities. The desirable SPLIT FLOOR PLAN features a spacious master suite with relaxing jetted tub and DIRECT ACCESS to the pool. The guest bedroom also OPENS to the lanai, ideal for guests or a private office. Formal living and dining rooms flow into a spacious family room and dinette highlighted by soaring VAULTED ceilings and a stunning etched stained-glass accent above the FIREPLACE. A BUILT-IN WET BAR with glass shelving and additional cabinetry creates the perfect entertaining space. Double-pane windows fill the home with natural light. The well-appointed kitchen features abundant cabinetry, GENEROUS counter space, a GARBAGE COMPACTOR, updated appliances, and a breakfast nook with sliders opening to the pool and lanai. An OVERSIZED laundry room with overhead shelving and an OVERSIZED GARAGE with WORKSHOP AREA and UTILITY SINK provide excellent functionality. The enclosed permit verified UNDER ROOF STORAGE ROOM with a NEW concrete slab offers additional space for hobbies, lawn equipment, tools, and seasonal storage. Outdoor living shines with a screened pool and expansive covered lanai overlooking a signature Sugar Mill Woods greenbelt, offering peaceful WOODED VIEWS and exceptional PRIVACY with NO REAR or FRONT neighbors. The carpeted lanai provides additional comfort around the pool, and the pool robot with new filter conveys. The home's OVERSIZED DOUBLE LOT and surrounding greenbelt system create a tranquil, park-like setting unique to Sugar Mill Woods. Enjoy luxury living with LOW HOA fees, underground utilities, and a location OUTSIDE FLOOD ZONE. Sugar Mill Woods offers the flexibility of an active COUNTRY CLUB LIFESTYLE only if desired. OPTIONAL memberships provide access to golf, tennis, pickleball, fitness facilities, swimming, clubhouse dining, and social activities without mandatory membership fees. Conveniently located near shopping, hospitals, restaurants, and the Gulf of Mexico, this home places you in the heart of Florida's Nature Coast. Enjoy the crystal-clear waters of Crystal River, Homosassa Springs, Chassahowitzka River, Rainbow River, and Weeki Wachee for boating, kayaking, fishing, paddleboarding, and swimming, along with opportunities to view protected MANATEES and DOLPHINS in their natural habitat. The nearby SCENIC SUNCOAST TRAIL system offers 50+ miles of paved walking and biking trails through Florida's natural landscapes. Experience the perfect blend of luxury living, privacy, recreation, and the relaxed Florida lifestyle. This exceptional location offers the perfect blend of luxury living, privacy, natural beauty, and the relaxed Florida lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,198

Sqft

0.55 ac

Lot size

2

Garage

1988

Year built

One

Levels

$177

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Refrigerator · Water Filtration System
InteriorDry Bar · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$2,161/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Park · Playground · Pool · Racquetball · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,821 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$180
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,647
Interest rate6.00%
Loan term

Estimated payment

$2,821/mo

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$180
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$338KedgeAI estimate $358,547 · range $352K$361K$405K

vs edgeAI estimate

+8.7%

$/sqft vs SUGARMILL WOODS CYPRESS VILLAGE

$177 vs $159

Days on market

13 vs 54 typical

Where $177/sqft sits among the 39 homes for sale in SUGARMILL WOODS CYPRESS VILLAGE

4
3
5
12
8 · this home
7
$108–123$123–137$137–152$152–166$166–180$180+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cypress Village At Sugarmill Woods

Map of 12 MAYFLOWER COURT E inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

Cypress Village At Sugarmill Woods — neighborhood snapshot

Population

5,767

Median age

68

Median income

$74,848

Median home value

$304,688

Avg household

2

Households w/ children

413

For the school run

Citrus County School District

HighLecanto High School★★★★★
ElementaryLecanto Primary School★★★★★
MiddleLecanto Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

19 of 39

SUGARMILL WOODS CYPRESS VILLAGE have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the HOMOSASSA 34446 median. See the full Homosassa market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $389,900 · 13 days on market since
1988Built · SUGARMILL WOODS CYPRESS VILLAGE

Reality check

What actually sold near 12 MAYFLOWER COURT E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

39 PINE STREETSold · May ’26

$360,000

39 PINE STREET · same community

3 bd · 2 ba · 2,191 sqft · $164/sqft · 7 DOM

7 BUMELIA COURTSold · Feb ’26

$310,000

7 BUMELIA COURT · same community

3 bd · 2 ba · 2,187 sqft · $142/sqft · 53 DOM

12 COLUBRINA COURTSold · Nov ’25

$299,000

12 COLUBRINA COURT · same community

3 bd · 2 ba · 2,068 sqft · $145/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12 MAYFLOWER COURT E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12 MAYFLOWER COURT E — before you fall in love.

See it in person

Schedule a tour

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Straight answers

12 MAYFLOWER COURT E FAQs

What would the monthly payment be for 12 MAYFLOWER COURT E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,821/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12 MAYFLOWER COURT E?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12 MAYFLOWER COURT E?+

The most recent tax bill on record (2025) was $2,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12 MAYFLOWER COURT E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $389,900, this home is listed about 12% above the Homosassa median of $349,450. The market section on this page shows how the area is trending.

Which schools are assigned to 12 MAYFLOWER COURT E?+

Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of IMPACT REALTY TAMPA BAY · Vanessa Gillis. MLS #TB8528749.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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12 MAYFLOWER COURT E, HOMOSASSA, FL — 3 Bed, 2 Bath — $389,900 | CENTURY 21 Edge