12935 RAIN FOREST STREET, TEMPLE TERRACE, FL, 33617
Active152 days on marketListed Mar 5, 2026MLS #TB8481403
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Upcoming open house
Thu, Aug 6
5:00 PM – 7:00 PM
About this home
12935 RAIN FOREST STREET
POOL HOME WITH LANAI ON A CUL-DE-SAC UNDER GRAND OAKS IN RAINTREE TERRACE NEAR USF WITH BONUS ROOM/OFFICE! Newly updated light fixtures inside and out, freshly painted, entire house walls, gutters, screen lanai, walkway, parking floor, and all fences professionally pressure washed, pavers in the pool area and walkway professionally washed, leveled with new sand, and sealed with three coats or more to prolong their appearance! Don’t miss this opportunity to own a 4 bedroom, 2.5 bath, 2-car garage POOL home tucked away on a .26-acre cul-de-sac lot in the desirable Raintree Terrace community of Temple Terrace. Surrounded by beautiful grandfather oaks, this home offers the perfect blend of privacy, charm, and convenience just minutes from everything the area has to offer. Follow the paver walkway to the charming courtyard entry, where you’ll step into a spacious and inviting layout featuring the primary suite on the first floor. The large formal living room with plantation shutters and a wood-burning fireplace flows seamlessly into the elegant formal dining room, complete with crown molding and French doors that open to the pool lanai, creating an ideal space for entertaining. The kitchen is the heart of the home, featuring granite countertops, wood cabinetry, stainless steel appliances, a center island breakfast bar, and a walk-in pantry, all overlooking the family room, pool area, and backyard fire pit. The primary suite is filled with natural light and offers private access to the backyard, a spacious walk-in closet, and an updated en-suite bath with granite countertops, wood cabinetry, and designer tile finishes. Upstairs you’ll find three additional bedrooms, an updated Jack-and-Jill bathroom, and a versatile loft space perfect for a home office, playroom, or media area. Step outside and enjoy your private backyard oasis, featuring a PebbleTec pool finish and screened enclosure (2016), perfect for relaxing or entertaining year-round. Roof replaced in 2018 with a 50 year transferable warranty! Ideally located near USF, the Temple Terrace Recreation Center, and Temple Terrace Golf & Country Club, where new residents receive a complimentary 3-month social membership upon closing. This home offers the perfect combination of space, charm, and location. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,461
Sqft
0.27 ac
Lot size
2
Garage
1985
Year built
Two
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,124 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,124/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs Temple Terrace actives
$239 vs $209
Days on market
152 vs 46 typical
Where $239/sqft sits among the 61 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
32 of 61
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the Temple Terrace median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 12935 RAIN FOREST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$520,000
12929 RAIN FOREST STREET · same community
4 bd · 2 ba · 2,000 sqft · $260/sqft · 2 DOM
Sold · Nov ’25$250,000
12929 RAIN FOREST STREET · same community
3 bd · 2 ba · 2,000 sqft · $125/sqft · 4 DOM
Sold · Dec ’25$640,000
11503 MOFFAT PLACE
4 bd · 2.5 ba · 2,498 sqft · $256/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12935 RAIN FOREST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12935 RAIN FOREST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12935 RAIN FOREST STREET FAQs
What would the monthly payment be for 12935 RAIN FOREST STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,124/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12935 RAIN FOREST STREET?+
The most recent tax bill on record (2024) was $6,777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12935 RAIN FOREST STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $589,000, this home is listed about 48% above the Temple Terrace median of $399,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$589,000 runs 48% above the Temple Terrace median — but at 2,461 sqft it's also 53% larger than the typical Temple Terrace listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
152 days on market against a Temple Terrace median of 46 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $599,000, now $589,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Valerie Rubalcaba-Williams. MLS #TB8481403.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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