David Ramirez
$617,000$655,0005 bd3 ba2,587 sqft$239 /sqft$4,284 /mo all-in ↓

226 WILLOWICK AVENUE, TEMPLE TERRACE, FL, 33617

Active97 days on marketListed Apr 25, 2026MLS #TB8500463

Reduced $38KSingle Family ResidenceTEMPLE TERRACE ESTATES

About this home

226 WILLOWICK AVENUE

STOP THE CAR. CANCEL THE REST OF YOUR SHOWINGS. THIS IS THE HOME THAT YOU HAVE BEEN LOOKING FOR. SELLER MOTIVATED Welcome to 226 Willowick Avenue—an extraordinary, fully renovated masterpiece nestled in one of Temple Terrace's most sought-after neighborhoods. From the moment you arrive, you'll feel it. The curb appeal draws you in, but it's what's inside that will make you never want to leave. This stunning 5-bedroom, 3-bathroom residence has been completely transformed, blending modern elegance with everyday comfort. Natural light pours through the home, highlighting the expansive open-concept design that was created for both unforgettable entertaining and comfortable living. A beautiful wood-burning fireplace anchors the main living space, creating warmth, character, and the perfect gathering place for family and friends. The heart of the home is a designer-inspired kitchen featuring gorgeous quartz countertops, stainless steel appliances, custom cabinetry, and an oversized island that invites conversation, celebration, and connection. The flexible floor plan offers something rarely found in today's market: Private downstairs bedroom and full bath—perfect for guests, in-laws, or a home office Four spacious upstairs bedrooms, including a luxurious primary retreat Oversized attic storage—a highly desirable feature that provides exceptional space without sacrificing living areas, that could be used as a Loft Every detail has been thoughtfully curated with quality finishes, modern touches, and impeccable craftsmanship, creating a truly move-in-ready experience. Step outside and discover your own private sanctuary. Mature oak trees provide shade and beauty across the oversized lot, while the absence of HOA and CDD fees gives you the freedom to truly enjoy your property your way. And the location? Simply unmatched. Minutes from USF, Florida College, Busch Gardens, shopping, dining, major highways, and downtown Tampa, you'll enjoy the perfect balance of convenience, recreation, and community. Temple Terrace's golf-cart-friendly lifestyle, year-round events, and family-focused atmosphere make it one of Tampa Bay's hidden gems. As an added bonus, new homeowners receive a complimentary three-month social membership to the prestigious Temple Terrace Golf & Country Club. But wait—there's more. The adjoining .22-acre lot located directly behind the property on Ridgedale is also available for purchase, creating a rare opportunity to expand your estate, build additional space, or secure added privacy. Homes are bought every day. Opportunities like this are not. 226 Willowick Avenue isn't just a home—it's the lifestyle upgrade you've been waiting for. Schedule your private tour today before someone else falls in love with it first.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,587

Sqft

0.13 ac

Lot size

2

Garage

1966

Year built

Two

Levels

$239

Per sqft

FireplaceCity viewPets allowed

Inside

FlooringEngineered Hardwood · Epoxy · Luxury Vinyl · Tile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Dumbwaiter · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Chute · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewCity
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2024)$6,758/yr
PetsYes
CommunityFitness Center · Golf · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,284 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,329
PMI (est., until 20% equity)$231
Property tax — 2024 actual bill$563
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,700
Interest rate6.00%
Loan term

Estimated payment

$4,284/mo

Principal & interest$3,329
PMI (est., until 20% equity)$231
Property taxes (actual bill)$563
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $617K
$458KedgeAI estimate $483,320 · range $477K$488K$642K

vs edgeAI estimate

+27.7%

$/sqft vs Temple Terrace actives

$239 vs $209

Days on market

97 vs 55 typical

Where $239/sqft sits among the 59 Temple Terrace actives

12
10
5
12
10 · this home
10
$127–152$152–178$178–203$203–228$228–254$254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Temple Terrace

Map of 226 WILLOWICK AVENUE

Drive times from this address

Downtown Tampa17 min
Tampa Int’l Airport (TPA)28 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Temple Terrace. See the full Temple Terrace guide →

TEMPLE TERRACE 33617 — neighborhood snapshot

Population

47,880

Median age

33.1

Median income

$48,651

Median home value

$267,200

Avg household

2.32

Households w/ children

5,060

For the school run

Hillsborough County School District

MiddleGreco Middle Magnet School★★★★★
ElementaryLewis Elementary School★★★★
HighKing High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Temple Terrace market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$353K$418K

Temple Terrace median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

33 of 59

Temple Terrace actives have cut their price

Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 257% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →

Paper trail

This home's history

CurrentPrice reduced to $617,000 $38K
Apr 25, 2026Listed at $655,000 · 97 days on market since
1966Built · TEMPLE TERRACE ESTATES

Reality check

What actually sold near 226 WILLOWICK AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

222 WILLOWICK AVENUESold · Apr ’26

$567,500

222 WILLOWICK AVENUE · same community

4 bd · 3 ba · 2,635 sqft · $215/sqft · 3 DOM

413 MONTROSE AVENUESold · Jun ’26

$500,000

413 MONTROSE AVENUE · same community

4 bd · 2.5 ba · 2,393 sqft · $209/sqft · 188 DOM

309 PARK RIDGE AVENUESold · Apr ’26

$525,000

309 PARK RIDGE AVENUE · same community

3 bd · 3 ba · 2,800 sqft · $188/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 226 WILLOWICK AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 226 WILLOWICK AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

226 WILLOWICK AVENUE FAQs

What would the monthly payment be for 226 WILLOWICK AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,284/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 226 WILLOWICK AVENUE?+

The most recent tax bill on record (2024) was $6,758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 226 WILLOWICK AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Temple Terrace?+

At $617,000, this home is listed about 47% above the Temple Terrace median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 226 WILLOWICK AVENUE?+

Greco Middle Magnet School (middle), Lewis Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$617,000 runs 257% above the TEMPLE TERRACE 33617 median — but at 2,587 sqft it's also 55% larger than the typical Temple Terrace listing.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $655,000, now $617,000 — a $38K cut. The full history is in the market section below.

Listing courtesy of FLOURISHING FOUNDATIONS REALTY GROUP LLC · Tonya Lavender. MLS #TB8500463.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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