414 JOYCE AVENUE, TEMPLE TERRACE, FL, 33617
Active83 days on marketListed May 11, 2026MLS #TB8506835
About this home
414 JOYCE AVENUE
Fully furnished and turn-key, this beautifully maintained property offers a rare opportunity for both homeowners and investors alike. Currently operating as a short-term rental With reservations booked through January 2027, the home presents immediate income potential or can be enjoyed as a primary residence, second home, or vacation retreat. The property is being sold fully furnished, allowing for a seamless transition for a buyer looking to continue its current use or move in without the hassle of furnishing. Tastefully designed and well-equipped, the home has been set up to accommodate guests comfortably, with features that support both short-term and long-term living. Located in a desirable area with convenient access to local attractions, dining, and major roadways, the property has demonstrated strong rental appeal. Based on third-party estimates, the property has the potential to generate approximately $110,000 in annual gross revenue as a short-term rental; however, buyers are encouraged to conduct their own due diligence and verify all income projections. This property offers flexibility in use, making it an attractive option for a variety of buyers. Whether you are looking for a personal residence, a second home, or an investment opportunity, this home provides multiple paths to suit your goals. Buyer to verify all zoning, licensing, and short-term rental regulations with the appropriate local governing authorities. Current and future use as a short-term rental is not guaranteed and is subject to applicable laws and regulations. Don’t miss the opportunity to own a fully furnished property with strong potential in a sought-after location.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,251
Sqft
0.23 ac
Lot size
1955
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,029 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,029/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Temple Terrace actives
$255 vs $209
Days on market
83 vs 55 typical
Where $255/sqft sits among the 61 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33617 — neighborhood snapshot
Population
47,880
Median age
33.1
Median income
$48,651
Median home value
$267,200
Avg household
2.32
Households w/ children
5,060
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$353K → $418K
Temple Terrace median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
32 of 61
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 238% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 414 JOYCE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$560,000
1008 W RIVER DRIVE · same community
4 bd · 3 ba · 2,347 sqft · $239/sqft · 3 DOM
Sold · Oct ’25$395,000
422 DUNEDIN CIRCLE · same community
4 bd · 2 ba · 2,016 sqft · $196/sqft · 142 DOM
Sold · Jun ’26$450,000
509 FALMOUTH STREET · same community
3 bd · 3 ba · 2,616 sqft · $172/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 414 JOYCE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 414 JOYCE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
414 JOYCE AVENUE FAQs
What would the monthly payment be for 414 JOYCE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,029/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 414 JOYCE AVENUE?+
The most recent tax bill on record (2025) was $6,606. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Temple Terrace?+
At $574,999, this home is listed about 37% above the Temple Terrace median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 414 JOYCE AVENUE?+
Greco Middle Magnet School (middle), Lewis Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$574,999 runs 238% above the TEMPLE TERRACE 33617 median — but at 2,251 sqft it's also 35% larger than the typical Temple Terrace listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $599,900, now $574,999 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAMPA PROPERTY MANAGERS LLC · Richard Brito. MLS #TB8506835.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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