David Ramirez
$599,900$899,9005 bd3 ba2,780 sqft$216 /sqft$3,907 /mo all-in ↓

901 W RIVER DRIVE, TEMPLE TERRACE, FL, 33617

Active80 days on marketListed May 6, 2026MLS #TB8505695

Reduced $300KPrivate poolSingle Family ResidenceTEMPLE TERRACE RIVERSIDE SUBDI

Come see it

Upcoming open house

Sat, Jul 25

11:00 AM – 1:00 PM

About this home

901 W RIVER DRIVE

Virtually Staged. Welcome to a truly enchanting home that radiates beauty and charm! Recognized by the Temple Terrace Garden as having the 'Best Landscaping in Temple Terrace' for January 2024, this remarkable property features stunning grand oak trees that create an inviting and captivating street presence. This distinctive quality sets it apart from other homes in the area, making it an absolute must-see for any discerning buyer. This home also boasts a thoughtfully designed multi-generational layout, complete with a cozy in-law suite, perfect for family living or hosting guests. As an added bonus, the property backs onto a Gopher Tortoise conservation area, offering a unique connection to nature and wildlife right outside your door. Don’t miss the opportunity to experience all the charm and allure this exceptional home has to offer! As you step inside, you are welcomed by a thoughtfully designed open-concept layout that seamlessly merges the living room, dining room, and an elegantly updated kitchen, complete with a charming dinette area. The inviting flow of the home guides you either into a spacious family room or to a magnificent screened-in porch. This outdoor sanctuary, perfect for entertaining, boasts generous space for a stylish L-shaped sofa and a dining table, allowing you to savor the beauty of nature just outside your door. The harmonious blend of the screened-in porch and the wrap-around L-shaped pool creates an idyllic setting for outdoor living, offering a unique and delightful experience that new homeowners will cherish for years to come. Revel in the company of vibrant birds, fluttering butterflies, and the gentle presence of protected gopher tortoises, all framed by the lush, dedicated land maintained by the City of Temple Terrace. This idyllic setting is a rare gem, adding to the allure of this extraordinary home! The thoughtfully designed bedroom layout boasts a luxurious master suite that exudes elegance, complete with an expansive walk-in closet and a spa-like bathroom. This sanctuary features a sumptuous tub and an indulgent shower, equipped with its own water heater for a truly pampering experience. This stunning home is impeccably move-in ready, designed for enjoyment both indoors and outdoors. With a brand-new roof installed in summer 2024, new hurricane-proof windows in 2025, and a state-of-the-art air conditioning system added in 2023, every detail has been thoughtfully considered. The renovated pool and patio, completed in 2020, create a perfect oasis for relaxation and entertainment. Nestled in a non-flood zone, this property alleviates your worries with no flood insurance requirements, and you’ll enjoy the freedom of no HOA or CDD fees. The neighborhood is renowned for its outstanding charter schools and access to International Baccalaureate programs. With the idyllic Temple Terrace Golf and Country Club just around the corner and golf cart-friendly streets, leisure and recreation are at your fingertips. This prime location offers convenient access to USF and major highways (I-75, I-4, and I-275), as well as proximity to the vibrant Uptown Tampa area, Busch Gardens, and the VA and Moffitt Hospitals. Plus, you’re just a short drive away from the stunning beaches that await you. Discover the magic of Temple Terrace and make this dream home yours!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,780

Sqft

0.29 ac

Lot size

3

Garage

1978

Year built

One

Levels

$216

Per sqft

Private pool

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Microwave · Refrigerator
InteriorBuilt-in Features · L Dining · Other · Split Bedroom · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNortheast
ExteriorGarden · Sidewalk

Community & fees

Taxes (2025)$3,417/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,907 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$285
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$3,907/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$285
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Temple Terrace actives

$216 vs $214

Days on market

80 vs 55 typical

Where $216/sqft sits among the 60 Temple Terrace actives

16
6
6
12 · this home
10
10
$138–161$161–185$185–209$209–233$233–256$256+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Temple Terrace

Map of 901 W RIVER DRIVE

Drive times from this address

Downtown Tampa19 min
Tampa Int’l Airport (TPA)31 min
Walt Disney World72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Temple Terrace. See the full Temple Terrace guide →

TEMPLE TERRACE 33617 — neighborhood snapshot

Population

47,880

Median age

33.1

Median income

$48,651

Median home value

$267,200

Avg household

2.32

Households w/ children

5,060

For the school run

Hillsborough County School District

MiddleGreco Middle Magnet School★★★★★
ElementaryLewis Elementary School★★★★
HighKing High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Temple Terrace market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$353K$418K

Temple Terrace median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

35 of 60

Temple Terrace actives have cut their price

Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 243% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,900 $300K
May 6, 2026Listed at $899,900 · 80 days on market since
1978Built · TEMPLE TERRACE RIVERSIDE SUBDI

Reality check

What actually sold near 901 W RIVER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

509 FALMOUTH STREETSold · Jun ’26

$450,000

509 FALMOUTH STREET · same community

3 bd · 3 ba · 2,616 sqft · $172/sqft · 122 DOM

1008 W RIVER DRIVESold · May ’26

$560,000

1008 W RIVER DRIVE · same community

4 bd · 3 ba · 2,347 sqft · $239/sqft · 3 DOM

422 DUNEDIN CIRCLESold · Oct ’25

$395,000

422 DUNEDIN CIRCLE · same community

4 bd · 2 ba · 2,016 sqft · $196/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 901 W RIVER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 901 W RIVER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

901 W RIVER DRIVE FAQs

What would the monthly payment be for 901 W RIVER DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,907/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 901 W RIVER DRIVE?+

The most recent tax bill on record (2025) was $3,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Temple Terrace?+

At $599,900, this home is listed about 43% above the Temple Terrace median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 901 W RIVER DRIVE?+

Greco Middle Magnet School (middle), Lewis Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$599,900 runs 243% above the TEMPLE TERRACE 33617 median — but at 2,780 sqft it's also 66% larger than the typical Temple Terrace listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $899,900, now $599,900 — a $300K cut. The full history is in the market section below.

Listing courtesy of MAMMOTH REALTY, LLC · Scott Green. MLS #TB8505695.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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