10126 TARPON DRIVE, TREASURE ISLAND, FL, 33706
Active165 days on marketListed Feb 19, 2026MLS #TB8478102
About this home
10126 TARPON DRIVE
Pre-Construction. To be built. Ask about Seller Financing!! Best Lot on the Island!!!! Experience the pinnacle of waterfront luxury with this extraordinary custom home by Steven Anthony Luxury Homes, ideally situated on the Intracoastal Waterway in Treasure Island, Florida. Deep Water that allows for a Big Boat & just 5 minutes from the Beach! Designed to impress, this west-facing three-story estate captures panoramic water views and breathtaking Gulf sunsets. Offering 4,818 heated square feet, this 5-bedroom, 5.5-bathroom home seamlessly blends modern sophistication with functional comfort. The elegant exterior entrance features a grand staircase and glass double doors, welcoming you into a home defined by sleek architectural lines and refined finishes. The gourmet chef’s kitchen is a showstopper, complete with top-tier appliances, custom wood cabinetry, Quartz countertops, paneled wine cooler, wet bar, and a large center island designed for entertaining. Flowing effortlessly from the kitchen is a formal dining room with waterfront views—ideal for hosting guests in style. The expansive living room boasts a custom fireplace wall, detailed ceiling treatments, and oversized glass sliders opening onto a covered balcony, creating a perfect indoor-outdoor living experience. Outdoor amenities include a full kitchen, firepit, and a stunning pool and spa with a tranquil overflow water feature, all set beneath synergy nickel gap tongue and groove ceilings on every level. Boaters will appreciate the private dock with direct Gulf access, making it easy to enjoy everything the Florida coast has to offer. The primary suite is a luxurious retreat, offering a private waterfront balcony, spa-like bathroom with soaking tub, dual vanities, and an oversized rainfall shower. All additional bedrooms include ensuite baths, ensuring ultimate comfort and privacy for residents and guests alike. Built with elevation in mind, the entire 2,000 sq ft ground floor is dedicated to garage space, providing abundant storage and access to the backyard through dual rear garage doors. This remarkable estate combines the very best in coastal design, location, and craftsmanship, brought to you by Steven Anthony Luxury Homes, the premier name in custom home building across the Bay Area. Located just minutes from downtown St. Pete, fine dining, museums, and year-round entertainment. Renderings are for illustrative purposes only. Final specifications subject to change at builder’s discretion.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
4,818
Sqft
0.24 ac
Lot size
3
Garage
2026
Year built
Three Or More
Levels
$829
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$23,606 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$23,606/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$829 vs $522
Days on market
165 vs 74 typical
Where $829/sqft sits among the 172 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Paradise Island — neighborhood snapshot
Population
824
Median age
63
Median income
$78,500
Median home value
$463,000
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
96 of 172
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 788% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 10126 TARPON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$4,650,000
10100 TARPON DRIVE · same community
4 bd · 4.5 ba · 4,066 sqft · $1,144/sqft · 159 DOM
Sold · Mar ’26$930,000
10132 YACHT CLUB DRIVE · same community
2 bd · 2 ba · 1,966 sqft · $473/sqft · 4 DOM
Sold · Dec ’25$3,300,000
11260 7TH STREET E
5 bd · 4.5 ba · 4,820 sqft · $685/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10126 TARPON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10126 TARPON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10126 TARPON DRIVE FAQs
What would the monthly payment be for 10126 TARPON DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,606/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10126 TARPON DRIVE?+
The most recent tax bill on record (2024) was $4,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $3,995,000, this home is listed about 506% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10126 TARPON DRIVE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$3,995,000 runs 788% above the TREASURE ISLAND 33706 median — but at 4,818 sqft it's also nearly 4 times the size of the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
165 days on market against a Treasure Island median of 74 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $4,500,000, now $3,995,000 — a $505K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EQUITY REALTY SUNCOAST · Joe Costa. MLS #TB8478102.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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