10126 TARPON DRIVE, TREASURE ISLAND, FL, 33706
Active166 days on marketListed Feb 19, 2026MLS #TB8478120
About this home
10126 TARPON DRIVE
SELLER FINANCING AVAILABLE! Best Lot on the Island!!!! Prime Waterfront Location to create your Luxury Florida Dream Home 5 minutes from the Beach!! Lot is ready to build on! Almost a quarter acre, over 10,000 sq ft, allows for a 3-story home with over 4,500 sq ft of living space, plus plenty of room for a luxury pool and outdoor entertainment. Plans and specs shown offer an option for building a 2-story home, est 2,500 sq ft of living space. Deep Water to allow for Big Boats! And the Views! WOW! This Direct Waterfront Location also provides nightly Sensational Sunsets - each one unique. Private dock with quick access to the Gulf! With easy access to Treasure Island, this location is also just a short drive to vibrant downtown St. Pete, including the new St Pete Pier, Dali Museum, restaurants, live music and entertainment all year long. Start living your dream today!
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,919 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,919/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Paradise Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Paradise Island — neighborhood snapshot
Population
824
Median age
63
Median income
$78,500
Median home value
$463,000
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $720K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 222% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 10126 TARPON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$930,000
10132 YACHT CLUB DRIVE · same community
2 bd · 2 ba · 1,966 sqft · $473/sqft · 4 DOM
Sold · Oct ’25$4,650,000
10100 TARPON DRIVE · same community
4 bd · 4.5 ba · 4,066 sqft · $1,144/sqft · 159 DOM
Sold · Jun ’26$130,000
7740 BOCA CIEGA DRIVE UNIT 111
1 bd · 1 ba · 435 sqft · $299/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10126 TARPON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10126 TARPON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10126 TARPON DRIVE FAQs
What would the monthly payment be for 10126 TARPON DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,919/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10126 TARPON DRIVE?+
The most recent tax bill on record (2024) was $4,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $1,450,000, this home is listed about 107% above the Treasure Island median of $699,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10126 TARPON DRIVE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,450,000 runs 222% above the TREASURE ISLAND 33706 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,500,000, now $1,450,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EQUITY REALTY SUNCOAST · Joe Costa. MLS #TB8478120.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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