13 TREASURE LN, TREASURE ISLAND, FL, 33706
Active107 days on marketListed Apr 9, 2026MLS #TB8487810
About this home
13 TREASURE LN
One or more photo(s) has been virtually staged. Paradise Island Waterfront Dream: Modern Luxury with Private Dock & Deep Water Access. PROPERTY OVERVIEW Experience luxury waterfront living on Paradise Island. This architectural masterpiece, designed by renowned architect Scott Hines and completed in 2019, offers a seamless blend of modern elegance and coastal functionality. Situated directly on Boca Ciega Bay with a private 40-foot dock and high-speed 13,000-lb Neptune boatlift, this home provides instant access to the Gulf of Mexico for sunset cruises and world-class fishing. KEY FEATURES Design & Layout: 4 Bedrooms (all en-suite), open-concept second level, and a versatile bonus room ideal for an office, dining room, or man-cave. Chef’s Kitchen: Custom hardwood cabinetry, Kitchen-Aid appliances, two islands, wine/beverage center, ice maker, dual dishwashers, and butler’s pantry. Outdoor Paradise: Heated Pebble Tec saltwater pool & spa, outdoor kitchen with FireMagic oversized grill, and Samsung Terrace-brand TV for poolside entertainment. Garage & Storage: Oversized 5-6 car garage with EV charging station—perfect for car enthusiasts, art projects, or gym space. Peace of Mind: New state-of-the-art flood panels, updated seawall, whole-home water filtration, and custom Hunter Douglas window treatments. LOCATION & LIFESTYLE Located just minutes from the pristine sands of Treasure Island Beach and the vibrant culture of St. Petersburg. Enjoy paddle boarding from your dock, swimming with dolphins, and stargazing from your private balcony. This home offers the ultimate Florida lifestyle: privacy, prestige, and unparalleled water views. The ultimate waterfront lifestyle with your own private dock and lift. Please note: The boat is not included in the sale but terms are negotiable, providing you with a turnkey experience on the beautiful waters of Boca Ciega Bay.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,487
Sqft
0.25 ac
Lot size
6
Garage
2018
Year built
Three Or More
Levels
$890
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$25,535 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$25,535/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$890 vs $523
Days on market
107 vs 74 typical
Where $890/sqft sits among the 184 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Paradise Island — neighborhood snapshot
Population
824
Median age
63
Median income
$78,500
Median home value
$463,000
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
100 of 184
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 788% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 TREASURE LN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$3,875,000
10201 GULF BOULEVARD
5 bd · 4.5 ba · 4,233 sqft · $915/sqft · 54 DOM
Sold · Feb ’26$3,845,000
9546 W GULF BOULEVARD
5 bd · 5.5 ba · 4,870 sqft · $790/sqft · 14 DOM
Sold · Oct ’25$4,650,000
10100 TARPON DRIVE
4 bd · 4.5 ba · 4,066 sqft · $1,144/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13 TREASURE LN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 TREASURE LN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13 TREASURE LN FAQs
What would the monthly payment be for 13 TREASURE LN?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $25,535/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13 TREASURE LN?+
The most recent tax bill on record (2025) was $27,838. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $3,995,000, this home is listed about 506% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13 TREASURE LN?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,995,000 runs 788% above the TREASURE ISLAND 33706 median — but at 4,487 sqft it's also nearly 3 times the size of the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $4,395,000, now $3,995,000 — a $400K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Alona Sampson. MLS #TB8487810.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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