368 RIDGE ROAD SW, LARGO, FL, 33770
Active176 days on marketListed Jan 30, 2026MLS #TB8470315
About this home
368 RIDGE ROAD SW
Welcome to this beautifully maintained and spacious duplex located in a quiet residential neighborhood of Largo, in the heart of Pinellas County. Offering over 3,470 sq ft, this unique property combines flexibility, comfort, and strong rental potential, making it ideal for a variety of lifestyles and uses.The property features an atypical and highly desirable layout:Unit 1 is a large 4-bedroom, 2-bathroom home spread over two stories, perfect for large families or extended stays.Unit 2 is a separate 3-bedroom, 2-bathroom unit, all on one level, ideal for guests, multigenerational living, or rental use.Each unit benefits from its own private backyard, independent central A/C system, and excellent privacy. Important peace-of-mind feature: the property is located in a NO FLOOD ZONE and sustained NO DAMAGE during the 2024 hurricanes.The location is a major highlight. Situated in Largo, you are: Just 10 minutes from Indian Rocks Beach, Belleair Beach, and Clearwater Beach.2 minutes from grocery stores, restaurants, and everyday conveniences. Close to parks, golf courses, hospitals, and major roadways. Approximately 30 minutes from Tampa International Airport. Largo is part of the thriving Tampa Bay metro area, known for its strong demand, year-round sunshine, and appealing coastal lifestyle, while still offering quiet residential neighborhoods. The property has been successfully operated as a short-term rental and can continue to generate income if desired, but it also lends itself perfectly to owner-occupancy, multi-family living, or a combination of both. The property features a newly repainted exterior, enhancing its curb appeal. This home can be sold fully furnished and equipped, allowing for a seamless transition. Together, the duplex offers a total sleeping capacity of up to 22 guests, a RARE configuration in this area. Buyer/Agent to verify property and rooms dimensions.
Facts & features
The home at a glance
7
Bedrooms
4
Bathrooms
3,477
Sqft
0.15 ac
Lot size
1945
Year built
Two
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,930 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,930/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$253 vs $238
Days on market
176 vs 42 typical
Where $253/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Northwest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Old Northwest — neighborhood snapshot
Population
1,726
Median age
54
Median income
$38,494
Median home value
$244,496
Avg household
2
Households w/ children
110
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 230% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 368 RIDGE ROAD SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$775,000
2117 13TH AVENUE SW
7 bd · 4.5 ba · 3,140 sqft · $247/sqft · 0 DOM
Sold · Apr ’26$750,000
2165 13TH AVENUE SW
6 bd · 4 ba · 3,040 sqft · $247/sqft · 0 DOM
Sold · Jan ’26$865,000
2130 14TH AVENUE SW
7 bd · 4 ba · 2,956 sqft · $293/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 368 RIDGE ROAD SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 368 RIDGE ROAD SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
368 RIDGE ROAD SW FAQs
What would the monthly payment be for 368 RIDGE ROAD SW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,930/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 368 RIDGE ROAD SW?+
The most recent tax bill on record (2024) was $8,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $880,000, this home is listed about 227% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 368 RIDGE ROAD SW?+
Largo High School (high), Mildred Helms Elementary School (elementary), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$880,000 runs 230% above the LARGO 33770 median — but at 3,477 sqft it's also nearly 3 times the size of the typical Largo listing.
02Time on market is leverage
176 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Largo High School, Mildred Helms Elementary School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $890,000, now $880,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STREETSMART REALTY · Fabrice Barrault. MLS #TB8470315.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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