3225 ROSERY ROAD NE, LARGO, FL, 33771
Active83 days on marketListed May 12, 2026MLS #TB8508008
About this home
3225 ROSERY ROAD NE
One or more photo(s) have been virtually staged. A RARE chance to own a private waterfront retreat with million-dollar views from every room. This beautiful 3-bedroom, 2-bathroom Frank Lloyd Wright-inspired home includes a 2-car garage and a bonus guest cottage. Located on a quiet, rarely available waterfront lot, the property has just been upgraded with a full renovation, including a brand-new roof, new luxury flooring, a fully remodeled kitchen, updated systems, new landscaping, and more. Designed for true Florida living, the home features floor-to-ceiling windows that fill the space with light and showcase stunning views of the Intracoastal Waterway. Enjoy fishing or watch dolphins, manatees, and birds from your private dock, which has both electric and water hookups and offers direct access to Tampa Bay and the Gulf of Mexico. The chef’s kitchen includes granite counters, high-end stainless steel appliances, solid wood cabinets, a matching island, and a large breakfast bar with views of the pool and water. It flows into the family room, dining area, and cozy living room with a fireplace, perfect for both relaxing and entertaining. The spacious primary suite has water views, his-and-her closets, and a flexible area for a private office or large walk-in closet. The en-suite bath includes a stone garden tub, slate floors, and dual sinks. Just outside one of the bedrooms is a peaceful backyard seating area, perfect for morning coffee. The backyard also features a private gazebo - ideal for lounging, dining, or simply enjoying the view. The detached guest cottage has a water hookup and air conditioning, making it great for visitors, a home office, or a studio. Only four miles from Clearwater Beach and walking distance to Eagle Lake Park, the home also borders an 85-acre bird and mangrove sanctuary, with no rear or right-side neighbors for added privacy. Enjoy amazing sunrises and sunsets from your backyard oasis. Conveniently located just two miles from US-19, 10 minutes from St. Pete–Clearwater Airport, and 20 minutes from Tampa International, this home is close to top dining, shopping, and entertainment. Don’t miss this unique waterfront home - schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,150
Sqft
0.32 ac
Lot size
2
Garage
1973
Year built
One
Levels
$419
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,648 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,648/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+48.2%
$/sqft vs Largo actives
$419 vs $239
Days on market
83 vs 42 typical
Where $419/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33771 — neighborhood snapshot
Population
27,908
Median age
51.8
Median income
$60,139
Median home value
$145,600
Avg household
2.05
Households w/ children
2,059
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 324% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 3225 ROSERY ROAD NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$540,000
1964 ARVIS CIRCLE E · same community
3 bd · 2 ba · 2,010 sqft · $269/sqft · 150 DOM
Sold · Jun ’26$399,000
1950 ARVIS CIRCLE W · same community
3 bd · 2 ba · 1,941 sqft · $206/sqft · 181 DOM
Sold · Feb ’26$425,000
1978 ARVIS CIRCLE W · same community
3 bd · 2 ba · 1,650 sqft · $258/sqft · 170 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3225 ROSERY ROAD NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3225 ROSERY ROAD NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3225 ROSERY ROAD NE FAQs
What would the monthly payment be for 3225 ROSERY ROAD NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,648/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3225 ROSERY ROAD NE?+
The most recent tax bill on record (2024) was $3,539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $899,900, this home is listed about 234% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3225 ROSERY ROAD NE?+
Largo Middle School (middle), Southern Oak Elementary School (elementary), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$899,900 runs 324% above the LARGO 33771 median — but at 2,150 sqft it's also nearly twice the size of the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Largo Middle School, Southern Oak Elementary School, Largo High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SUNSTAR REAL ESTATE LLC · Taylor Holevas. MLS #TB8508008.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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