David Ramirez
Office

Commercial Sale · Office

$790,000$890,0003,213 sq ft$246 /sq ft0.46 acres

550 E BAY DRIVE, LARGO, FL, 33770

Active182 days on marketListed Jan 21, 2026MLS #TB8467364

About this property

The property at a glance

3,212 SF free standing Office Building - Highly visible location at corner of East Bay Drive and 6th Street NE - .46 acre corner lot with median cut, 165"Ft Frontage on East Bay Drive and 117'Ft depth - Former home of long-established Insurance Company - 8 private offices, reception and office areas, kitchen/break room 3 restrooms and more! - Billboard on site with income for property owner - Excellent signage and parking - Zoning: CG General Commercial – City of Largo Parcel ID: 34-29-15-76536-001-0200 - Perfect layout for general office, insurance, mortgage or real estate offices - Near the Largo Central Park PRICE IMPROVEMENT: $790,000.00

3,213

Building sq ft

$246

Price / sq ft

0.46

Lot acres

1961

Year built

2

Buildings

CG

Zoning

Office

Property type

Building size3,213 sq ft
Lot size0.46 acres
Year built1961
Buildings2
ZoningCG
Parking6 to 12 Spaces
ConstructionBlock · Stucco
CoolingCentral Air
Annual taxes$6,710

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $197,500
Interest rate6.00%
Loan term

Estimated payment

$4,272/mo

Principal & interest$3,552
Property taxes (actual bill)$559
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

46,500vehicles / day · 2025Seminole Blvd to Se Highland Ave · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

The area

Who's around this property

25,005

Population

$58,071

Median income

49.3

Median age

2.22

Avg household

$245,200

Median home value

$1,481/mo

Median rent

2,227

Households w/ kids

Recent sales

What actually sold near 550 E BAY DRIVE

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

1180 PONCE DE LEON BOULEVARD UNIT 801B

$29,000

1180 PONCE DE LEON BOULEVARD UNIT 801B

3,006 sqft · $10/sqft · Sold Jan 10, 2025

1201 HAMLET AVENUE

$580,000

1201 HAMLET AVENUE

2,764 sqft · $210/sqft · Sold Feb 10, 2026

1601 E BAY DRIVE UNIT 2&3

$790,000

1601 E BAY DRIVE UNIT 2&3

3,760 sqft · $210/sqft · Sold Dec 19, 2025

Your team

The pros in your corner

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, offers, and every question about 550 E BAY DRIVE — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 550 E BAY DRIVE.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Listing courtesy of ROSS MARKETING GROUP LLC · Elliott Ross. MLS #TB8467364.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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