240 SAND KEY ESTATES DRIVE UNIT 222, CLEARWATER, FL, 33767
Active189 days on marketListed Jan 23, 2026MLS #TB8467965
About this home
240 SAND KEY ESTATES DRIVE UNIT 222
Live Where the Dolphins Play – A Boater’s Dream in Sand Key (buetiful condo with a boat slip) Step into a one-of-a-kind waterfront lifestyle in this stunning 2-bedroom, 2-bathroom condo on Sand Key, where every day begins with a breathtaking sunrise over Clearwater Bay and ends with a sunset stroll just across the street on one of Florida’s most beautiful beaches. Perched on the third level, this condo delivers an unforgettable 270-degree panorama from its two wraparound balconies, stretching from bridge to bridge across the shimmering Intracoastal. It’s not just a view — it’s a daily nature show. Dolphins are frequent visitors right in front of the building (so much so that dolphin tour boats often pass by), and birdwatchers will delight in the up-close sightings from this unique vantage point. Inside, enjoy 1,530 sq/ft of light-filled living space with water views from nearly every room. The spacious eat-in kitchen features quality cabinetry, stone countertops, and luxury appliances. The primary suite includes a generous walk-in closet and a beautifully appointed bathroom with dual vanities and a walk-in shower. There’s also a full-size laundry room with extra storage, assigned covered parking, and a dedicated storage unit. But what truly sets this condo apart is not just the location — it’s the lifestyle. This unit includes a private boat slip with a 10,000 lb lift, and with the Gulf just minutes away by water, this is truly a boater’s paradise. The building is part of a well-managed, financially sound community with an active board that maintains the property with pride and care. Amenities include a waterfront pool, pickleball, a fishing pier, grilling area, and the comfort of a gated community. Two small pets are welcome, because even your four-legged friends deserve a little paradise. Whether you're sipping your morning coffee while dolphins dance below or heading out for a sunset cruise from your private dock, this is more than just a home — it’s a front-row seat to Florida coastal living at its finest. Condo management: Harborage II has one of the most active boards with very good residence participation. The Seller David Thompson is a real estate broker and specifically purchased this condo because of the involvement, the condition of the building and the excellent fiscal position – unlike other condos this association is well managed
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,530
Sqft
0 ac
Lot size
1983
Year built
One
Levels
$505
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,663 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,663/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs Clearwater actives
$505 vs $219
Days on market
189 vs 47 typical
Where $505/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 240 SAND KEY ESTATES DRIVE UNIT 222
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$775,000
240 SAND KEY ESTATES DRIVE UNIT 58 · same community
2 bd · 2 ba · 1,530 sqft · $507/sqft · 83 DOM
Sold · Sep ’25$580,000
240 SAND KEY ESTATES DRIVE UNIT 213 · same community
2 bd · 2 ba · 1,100 sqft · $527/sqft · 197 DOM
Sold · Dec ’25$610,000
240 SAND KEY ESTATES DRIVE UNIT 245 · same community
2 bd · 2 ba · 1,100 sqft · $555/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 240 SAND KEY ESTATES DRIVE UNIT 222 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 240 SAND KEY ESTATES DRIVE UNIT 222 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
240 SAND KEY ESTATES DRIVE UNIT 222 FAQs
What would the monthly payment be for 240 SAND KEY ESTATES DRIVE UNIT 222?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,663/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 240 SAND KEY ESTATES DRIVE UNIT 222?+
The most recent tax bill on record (2024) was $12,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 240 SAND KEY ESTATES DRIVE UNIT 222?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $773,000, this home is listed about 181% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 240 SAND KEY ESTATES DRIVE UNIT 222?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$773,000 runs 40% above the CLEARWATER 33767 median — but at 1,530 sqft it's also 22% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
189 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DREAM BUILDER REAL ESTATE GROUP · David Thompson. MLS #TB8467965.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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