240 SAND KEY ESTATES DRIVE UNIT 216, CLEARWATER BEACH, FL, 33767
Active214 days on marketListed Jan 1, 2026MLS #TB8459233
About this home
240 SAND KEY ESTATES DRIVE UNIT 216
Discover the epitome of coastal luxury living in this immaculate 2-bedroom, 2-bathroom condo nestled along the picturesque Intracoastal waterfront in Sand Key. Boasting a fresh and contemporary modern design, this fully furnished residence offers the perfect blend of style and comfort. With breathtaking waterfront views and the proximity to the stunning Clearwater Beach, this condo offers a lifestyle of unparalleled elegance and convenience. Every room boasts water views and access to the wrap around balcony. Enjoy Harborage II's exclusive amenities, including 24/7 guard gated security, a heated pool situated along the waterfront, fishing pier, two pickleball courts, shuffleboard, corn hole, picnic tables and gas grills. Located in the sought-after Sand Key area, just a stone's throw away from the world-renowned Clearwater Beach, you'll have easy access to the finest shopping, entertainment, and dining options that the area has to offer. Seasonal rentals are made even more convenient with $150 included for electricity per month, along with cable and Wi-Fi services. Please note that additional fees apply, including an application fee of $150, a processing fee of $75, a security deposit of $1,000, a cleaning fee of $200, and a 13% tourist tax for rentals less than 180 days. Conveniently situated 25 miles from Tampa International Airport and only 14 miles from St. Pete/Clearwater Airport, provides excellent connectivity for both travel and leisure. 3-month minimum rental policy. No pets or smoking. Three month minimum leases.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,530
Sqft
2.26 ac
Lot size
1983
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater Beach actives
$3 vs $564
Days on market
214 vs 84 typical
Where $3/sqft sits among the 283 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Sand Key — neighborhood snapshot
Population
2,337
Median age
71
Median income
$109,542
Median home value
$727,100
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $916K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
122 of 283
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 240 SAND KEY ESTATES DRIVE UNIT 216
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$775,000
240 SAND KEY ESTATES DRIVE UNIT 58 · same community
2 bd · 2 ba · 1,530 sqft · $507/sqft · 83 DOM
Sold · Sep ’25$580,000
240 SAND KEY ESTATES DRIVE UNIT 213 · same community
2 bd · 2 ba · 1,100 sqft · $527/sqft · 197 DOM
Sold · Dec ’25$610,000
240 SAND KEY ESTATES DRIVE UNIT 245 · same community
2 bd · 2 ba · 1,100 sqft · $555/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 240 SAND KEY ESTATES DRIVE UNIT 216 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 240 SAND KEY ESTATES DRIVE UNIT 216 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
240 SAND KEY ESTATES DRIVE UNIT 216 FAQs
What would the monthly payment be for 240 SAND KEY ESTATES DRIVE UNIT 216?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 240 SAND KEY ESTATES DRIVE UNIT 216?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $4,500, this home is listed about 99% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.
Which schools are assigned to 240 SAND KEY ESTATES DRIVE UNIT 216?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$4,500 is 99% below the CLEARWATER BEACH 33767 median of $555,000, and at $3/sqft it sits under the Clearwater Beach average of $673.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
214 days on market against a Clearwater Beach median of 84 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Laura Yeager. MLS #TB8459233.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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