David Ramirez
$745,000$825,0004 bd2 ba2,411 sqft$309 /sqft$5,383 /mo all-in ↓

3408 FAIRFIELD TRAIL, CLEARWATER, FL, 33761

Active230 days on marketListed Dec 13, 2025MLS #TB8456035

Reduced $80KPrivate poolSingle Family ResidenceTRAILS OF COUNTRYSIDE

About this home

3408 FAIRFIELD TRAIL

GREAT PRICE DROP!! Welcome to this beautifully updated family home located in the highly desirable Trails of Countryside neighborhood. This spacious split-floor-plan residence offers 4 bedrooms, 2 baths, and a 3-car garage, thoughtfully designed for both everyday living and entertaining. The heart of the home features a remodeled kitchen with granite countertops, wood cabinetry, stainless steel appliances, and a brand-new stove, opening seamlessly to a light-filled family room with a cozy wood-burning fireplace and serene backyard views. The primary suite has been enhanced with a newly updated bath, while the second bathroom features a new bathtub. Luxury vinyl flooring has been installed in the bedrooms and the living and dining areas, as well as the bathrooms, creating a modern, durable, and cohesive feel throughout the main living spaces. Recent improvements include a new roof (2023), new lights and ceiling fans in every room (2023), a new digital water softener (2025), updated sprinkler system (2024–2025), completed stucco repairs, and fresh exterior paint, offering peace of mind and strong curb appeal. Step outside to the screened pool and outdoor living area—ideal for entertaining or unwinding—featuring pavers, a covered lanai, and an updated koi pond with new fish, creating a tranquil backyard oasis. Conveniently located in the Countryside area of Clearwater, this move-in-ready home is close to shopping, dining, beaches, and airports. A wonderful opportunity to own a thoughtfully updated home in one of Clearwater’s most sought-after communities.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,411

Sqft

0.42 ac

Lot size

3

Garage

1987

Year built

One

Levels

$309

Per sqft

Private poolFireplacePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDisposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesEast
ExteriorIrrigation System · Private Yard · Sliding Doors

Community & fees

HOA fee$8/mo
Taxes (2024)$10,993/yr
PetsNumber Limit, Size Limit, Yes

Utilities & systems

UtilitiesElectricity Connected · Fire Hydrant · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,383 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,020
PMI (est., until 20% equity)$279
Property tax — 2024 actual bill$916
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,500
Interest rate6.00%
Loan term

Estimated payment

$5,383/mo

Principal & interest$4,020
PMI (est., until 20% equity)$279
Property taxes (actual bill)$916
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $745K
$710KedgeAI estimate $775,739 · range $740K$857K$892K

vs edgeAI estimate

−4%

$/sqft vs Clearwater actives

$309 vs $219

Days on market

230 vs 47 typical

Where $309/sqft sits among the 400 Clearwater actives

142
126
70 · this home
24
11
27
$114–189$189–265$265–341$341–417$417–493$493+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 3408 FAIRFIELD TRAIL

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33761 — neighborhood snapshot

Population

18,399

Median age

53.6

Median income

$71,839

Median home value

$271,100

Avg household

2.11

Households w/ children

1,319

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryCurlew Creek Elementary School★★★★
MiddlePalm Harbor Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

222 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 228% above the CLEARWATER 33761 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $745,000 $80K
Dec 13, 2025Listed at $825,000 · 230 days on market since
1987Built · TRAILS OF COUNTRYSIDE

Reality check

What actually sold near 3408 FAIRFIELD TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3459 SWEETWATER TRAILSold · Mar ’26

$815,000

3459 SWEETWATER TRAIL · same community

3 bd · 2 ba · 2,502 sqft · $326/sqft · 6 DOM

3416 FAIRFIELD TRAILSold · Dec ’25

$660,000

3416 FAIRFIELD TRAIL · same community

4 bd · 3 ba · 2,524 sqft · $261/sqft · 224 DOM

2686 CLUBHOUSE DRIVE SSold · Jun ’26

$685,000

2686 CLUBHOUSE DRIVE S

4 bd · 2 ba · 2,430 sqft · $282/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3408 FAIRFIELD TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3408 FAIRFIELD TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3408 FAIRFIELD TRAIL FAQs

What would the monthly payment be for 3408 FAIRFIELD TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,383/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3408 FAIRFIELD TRAIL?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3408 FAIRFIELD TRAIL?+

The most recent tax bill on record (2024) was $10,993. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3408 FAIRFIELD TRAIL?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $745,000, this home is listed about 171% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3408 FAIRFIELD TRAIL?+

Countryside High School (high), Curlew Creek Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$745,000 runs 228% above the CLEARWATER 33761 median — but at 2,411 sqft it's also nearly twice the size of the typical Clearwater listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

230 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Countryside High School, Curlew Creek Elementary School, Palm Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $825,000, now $745,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of WATERFRONT REALTY TAMPABAY · Crystal Towe. MLS #TB8456035.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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