1105 92ND STREET NW, BRADENTON, FL, 34209
Active200 days on marketListed Jan 15, 2026MLS #TB8464834
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Upcoming open house
Sat, Aug 8
11:00 AM – 1:00 PM
About this home
1105 92ND STREET NW
This is not a cookie-cutter home. Thoughtfully cared for and beautifully improved by its owners, this exceptional coastal-inspired residence offers character, flexibility, privacy, and peace of mind just minutes from Robinson Preserve and the world-famous beaches of Anna Maria Island. The home features two ensuite bedrooms, including one on the first floor and one on the second floor, creating an ideal layout for multigenerational living, guests, or owners who want the option of a primary suite on either level. The upstairs primary retreat includes vaulted ceilings, French doors, a private sitting area that can also serve as a home office or quiet lounge, and a fully renovated spa-inspired bathroom. Two additional upstairs bedrooms share an updated full bath. The main level offers a formal dining room, inviting family room with custom built-ins, and a beautifully renovated kitchen designed for both daily living and entertaining. Highlights include imported Italian subway tile, stainless steel appliances, reverse osmosis water system, and a sunny breakfast nook with custom built-in banquette and hidden storage. One of the home’s most impressive features is the oversized fenced backyard, offering exceptional privacy and plenty of space for outdoor living, entertaining, fire pit gatherings, pets, gardening, or simply relaxing by the heated saltwater pool. The backyard also includes a custom outdoor shower and dressing area, creating the perfect Florida lifestyle setting. This home also offers major protection and peace-of-mind upgrades, including impact-rated front windows, hurricane shutters for remaining openings, remote-controlled impact shades for the rear lanai, a whole-house GENERAC generator powered by two 120-gallon propane tanks, an 80-gallon hybrid water heater, Hunter Douglas plantation shutters, and a tandem garage with workshop space. The home sits in a high-elevation area and performed extremely well through the last hurricane, with no damage reported by the sellers. This move-in-ready home offers a rare combination of charm, thoughtful upgrades, flexible living spaces, a large private backyard, strong storm protection, and excellent value in today’s market. Price to sell.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,444
Sqft
0.24 ac
Lot size
2
Garage
1995
Year built
Two
Levels
$481
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,087 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,087/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.6%
$/sqft vs Bradenton actives
$481 vs $249
Days on market
200 vs 55 typical
Where $481/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorn Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Hawthorn Park — neighborhood snapshot
Population
569
Median age
55
Median income
$145,042
Median home value
$725,500
Avg household
2
Households w/ children
51%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
205 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 343% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 1105 92ND STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$650,000
9102 12TH AVENUE NW · same community
4 bd · 2.5 ba · 2,149 sqft · $302/sqft · 76 DOM
Sold · May ’26$800,000
1016 91ST STREET NW · same community
4 bd · 2.5 ba · 2,138 sqft · $374/sqft · 65 DOM
Sold · Feb ’26$732,500
11124 SANCTUARY DRIVE
4 bd · 3 ba · 2,350 sqft · $312/sqft · 310 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1105 92ND STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1105 92ND STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1105 92ND STREET NW FAQs
What would the monthly payment be for 1105 92ND STREET NW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,087/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1105 92ND STREET NW?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1105 92ND STREET NW?+
The most recent tax bill on record (2024) was $11,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1105 92ND STREET NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,175,000, this home is listed about 201% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1105 92ND STREET NW?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,175,000 runs 343% above the BRADENTON 34209 median — but at 2,444 sqft it's also 56% larger than the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
200 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,250,000, now $1,175,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA, LLC · Alex Pinzkoski. MLS #TB8464834.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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