David Ramirez
$1,200,000$1,498,8003 bd2 ba1,701 sqft$705 /sqft$7,801 /mo all-in ↓

3816 ROYAL PALM DRIVE, BRADENTON, FL, 34210

Active377 days on marketListed Jul 21, 2025MLS #N6139787

Reduced $299KWaterfrontPrivate poolFully furnishedSingle Family ResidenceSAN REMO SHORES

About this home

3816 ROYAL PALM DRIVE

HUGE PRICE REDUCTION! Seller is motivated to sell! Waterfront Paradise in San Remo Shores – No Bridges to the Gulf! Welcome to San Remo Shores, one of West Bradenton’s premier boating communities—ideally located just two miles from Bradenton Beach and steps from the charming Cortez Fishing Village. Just over the bridge to Anna Maria Island, Longboat Key, and a short drive to St. Armands Circle and Lido Key. This beautifully maintained 3-bedroom, 2-bath masonry/stucco home is situated on a deep saltwater canal with direct access to the Intracoastal Waterway and Gulf of Mexico—no bridges! Boaters and fishing enthusiasts will love the new 21’ x 40’ Trex synthetic dock, 80 ft. seawall (2023), and 12,000 lb. boat lift—designed for easy days on the water. The backyard is your personal oasis, complete with a custom pool and spa (2023), screened lanai, new Pentair pool equipment, and a HeatWave super-quiet pool heater for year-round comfort. Solar panels extend your swim season, and the lush tropical landscaping with full hardscape means no mowing—just pure enjoyment. The home’s tile roof is only 8 years old, and the entire exterior was freshly and professionally painted in 2025, including the roof tiles. Inside, you’ll stay cool with a brand-new HVAC system (2025). With 2,692 sq. ft. under roof and a 2-car attached garage canal home- there’s plenty of room to live, relax, and entertain! In the garage there is a washer and dryer; utility sink, workshop space, fishing equipment storage, a side entrance and a NEW Square D Electrical Panel. Public water & sewer adds the most convenience, while the zoning allows short-term rentals (1–7 days) without any HOA approval, making this an excellent income-generating opportunity or seasonal retreat. San Remo Shores is a vibrant waterfront neighborhood near some of the best seafood restaurants, galleries, boutiques, and marinas on Florida’s Gulf Coast. Whether you’re looking for a full-time residence, winter getaway, or vacation rental investment—this home offers it all. Don’t miss your chance to own a true slice of Florida paradise! Call to schedule your private showing today! NEWLY AVAILABLE 2023-2024 27-FT SHEARWATER BOAT WITH TWIN 300 MOTORS & TRAILER! NOW IT IS TRULY A BOATER'S SLICE OF PARADISE!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,701

Sqft

0.21 ac

Lot size

2

Garage

1971

Year built

One

Levels

$705

Per sqft

Private poolWaterfrontWater viewFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
ViewWater
FacesEast
ExteriorLighting · Private Mailbox · Sliding Doors

Community & fees

HOA fee$8/mo
Taxes (2024)$8,493/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Solar · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,801 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2024 actual bill$708
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,801/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$708
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$576KedgeAI estimate $893,141 · range $600K$1.4M$1.5M

vs edgeAI estimate

+34.4%

$/sqft vs Bradenton actives

$705 vs $250

Days on market

377 vs 53 typical

Where $705/sqft sits among the 400 Bradenton actives

153
142
62
27
7
9 · this home
$126–222$222–319$319–416$416–512$512–609$609+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Remo Shores

Map of 3816 ROYAL PALM DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

San Remo Shores — neighborhood snapshot

Population

485

Median age

63

Median income

$110,045

Median home value

$493,500

Avg household

2

Households w/ children

10%

For the school run

Manatee County School District

ElementarySea Breeze Elementary School★★★★
MiddleW. D. Sugg Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

196 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 502% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,200,000 $299K
Jul 21, 2025Listed at $1,498,800 · 377 days on market since
1971Built · SAN REMO SHORES

Reality check

What actually sold near 3816 ROYAL PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3816 99TH STREET WSold · Jul ’26

$1,050,000

3816 99TH STREET W · same community

3 bd · 2 ba · 1,701 sqft · $617/sqft · 4 DOM

4007 ROYAL PALM DRIVESold · Jun ’26

$800,000

4007 ROYAL PALM DRIVE · same community

2 bd · 2 ba · 1,608 sqft · $498/sqft · 81 DOM

3808 100TH STREET WSold · Jul ’26

$1,000,000

3808 100TH STREET W · same community

4 bd · 2 ba · 1,828 sqft · $547/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3816 ROYAL PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3816 ROYAL PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3816 ROYAL PALM DRIVE FAQs

What would the monthly payment be for 3816 ROYAL PALM DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,801/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3816 ROYAL PALM DRIVE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3816 ROYAL PALM DRIVE?+

The most recent tax bill on record (2024) was $8,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3816 ROYAL PALM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,200,000, this home is listed about 203% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 3816 ROYAL PALM DRIVE?+

Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,200,000 runs 502% above the BRADENTON 34210 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

377 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,498,800, now $1,200,000 — a $299K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Danielle Dietrich, Pa. MLS #N6139787.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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