4012 99TH STREET W, BRADENTON, FL, 34210
Active88 days on marketListed Apr 27, 2026MLS #A4691291
About this home
4012 99TH STREET W
Welcome to the Florida waterfront lifestyle you’ve been waiting for. This 3-bedroom, 2-bath canal-front pool home offers direct, boatable access to the Gulf, putting world-class beaches, waterfront dining, and endless days on the water just minutes from your backyard. Step outside and you’ll understand what makes this property special. A private dock with a boat lift makes it effortless to keep your boat ready for sunrise fishing trips, sunset cruises, or spontaneous weekends exploring the Gulf. No marinas, no hassle, just untie and go. The outdoor living space is designed for how people actually want to live in Florida. Enjoy a sparkling pool perfect for cooling off on warm days, an outdoor kitchen ideal for hosting family and friends, and a firepit that creates the perfect setting for relaxing evenings by the water. Whether you’re entertaining a crowd or enjoying a quiet night under the stars, this home delivers. Inside, the 3-bedroom, 2-bath layout offers comfortable living with plenty of space for full-time residents, seasonal use, or guests. Every inch of this home is centered around maximizing the waterfront experience. This is more than just a home it is a lifestyle. Boating, entertaining, relaxing, and living minutes from the beach and Gulf access. The home has had recent updates to the kitchen counter tops, back splash, appliances, ceiling fans, electrical fixtures and lighting, cosmetic rebuild of garage, updated exterior pool bar with granite counter tops, shell landscaping with irrigation to planter beds.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,982
Sqft
0.21 ac
Lot size
2
Garage
1972
Year built
One
Levels
$505
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,273 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,273/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.6%
$/sqft vs Bradenton actives
$505 vs $236
Days on market
88 vs 53 typical
Where $505/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Remo Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
San Remo Shores — neighborhood snapshot
Population
485
Median age
63
Median income
$110,045
Median home value
$493,500
Avg household
2
Households w/ children
10%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
188 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 376% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4012 99TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$640,000
9820 ROYAL PALM DRIVE · same community
4 bd · 2 ba · 2,024 sqft · $316/sqft · 111 DOM
Sold · Sep ’25$630,000
3708 PLUMOSA TERRACE · same community
2 bd · 2 ba · 2,054 sqft · $307/sqft · 111 DOM
Sold · Jun ’26$1,490,000
4111 PLUMOSA TERRACE · same community
3 bd · 2 ba · 2,193 sqft · $679/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4012 99TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4012 99TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4012 99TH STREET W FAQs
What would the monthly payment be for 4012 99TH STREET W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,273/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4012 99TH STREET W?+
The most recent tax bill on record (2024) was $4,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $1,000,000, this home is listed about 153% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4012 99TH STREET W?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,000,000 runs 376% above the BRADENTON 34210 median — but at 1,982 sqft it's also 25% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,100,000, now $1,000,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW SUNCOAST · Adam Wallace. MLS #A4691291.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 4012 99TH STREET W but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →