191 CR-482N, LAKE PANASOFFKEE, FL, 33538
Active202 days on marketListed Jan 13, 2026MLS #TB8463963
About this home
191 CR-482N
5 ACRES | PAVED ROAD | USDA Zero Down Payment & OWNER FINANCING AVAILABLE - Escape the noise and step into your own private slice of Florida paradise. This high-and-dry 5-acre property in Lake Panasoffkee offers the perfect blend of peaceful country living and endless opportunity. Imagine waking up to wide open skies, building your custom home, creating a private ranch, or securing land as a smart long-term investment in a growing area. Fully usable pasture land – cleared and ready | Paved road access – convenience meets privacy. | Minutes from I75 major highway | No flood concerns (high & dry) | Flexible use potential – build, farm, invest, or hold | Owner financing available – making ownership easier | Taxes $8 per year | Chicken Coop included | Approved for Mobile/Manufactured Homes. Located just minutes from Lake Panasoffkee, known for boating, fishing, and outdoor recreation, while still offering easy access to major highways for commuting. This is more than land—this is a lifestyle upgrade with many great building opportunities.
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,894 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,894/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Panasoffkee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →
LAKE PANASOFFKEE 33538 — neighborhood snapshot
Population
5,748
Median age
47.6
Median income
$48,951
Median home value
$157,200
Avg household
2.13
Households w/ children
692
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Panasoffkee market
$194K → $169K
Lake Panasoffkee median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →
Paper trail
This home's history
Reality check
What actually sold near 191 CR-482N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$52,000
1098 NW 7TH BOULEVARD
2 bd · 1 ba · 552 sqft · $94/sqft · 155 DOM
Sold · Aug ’25$80,000
1134 CR 464
2 bd · 1 ba · 780 sqft · $103/sqft · 37 DOM
Sold · Dec ’25$140,000
1141 NW 12TH LANE
2 bd · 2 ba · 784 sqft · $179/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 191 CR-482N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 191 CR-482N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
191 CR-482N FAQs
What would the monthly payment be for 191 CR-482N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,894/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 191 CR-482N?+
The most recent tax bill on record (2025) was $8. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Panasoffkee?+
At $273,900, this home is listed about 45% above the Lake Panasoffkee median of $189,500. The market section on this page shows how the area is trending.
Which schools are assigned to 191 CR-482N?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$273,900 runs 60% above the LAKE PANASOFFKEE 33538 median.
02Time on market is leverage
202 days on market against a Lake Panasoffkee median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $275,000, now $273,900 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Joanne Rivera, P.A. MLS #TB8463963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake Panasoffkee homes, in your inbox
Like 191 CR-482N but not quite? A daily digest of every new listing in Lake Panasoffkee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →