2472 CR 447, LAKE PANASOFFKEE, FL, 33538
Active73 days on marketListed May 23, 2026MLS #G5112792
About this home
2472 CR 447
Virtually Staged. Welcome to Tracy’s Point and the sought-after Osprey Canal — where Old Florida charm, waterfront living, and four generations of cherished memories come together. This beautifully maintained 3-bedroom, 2-bath split floorplan home offers 1,243 sq ft of living space plus a bright 200 sq ft sunroom overlooking the canal. Built in 1995 and lovingly cared for by one family since day one, pride of ownership shines throughout. Enjoy peaceful mornings in the dining room framed by stunning bay windows, relaxing evenings in the screened 2-car garage, and easy boating access to Lake Panasoffkee from your private canal frontage. The property also features two powered outbuildings, including a workshop, mature landscaping, irrigation from the canal, and drought-resistant St. Augustine grass. Recent updates include an ADT video security system with Nest thermostat, LED exterior lighting, updated appliances, professional termite monitoring, and a professionally serviced HVAC system with records available. Located in the desirable Tracy’s Point community with private neighborhood boat launch access and low HOA dues of only $40/year. City water, septic, and NO flood zone. This home is more than a property — it’s a story decades in the making, now ready for its next chapter. * Canal Frontage * Access to Lake Panasoffkee * 3 Bed | 2 Bath * Sunroom * Powered Workshop * 2-Car Screened Garage * Mature Landscaping * Tracy’s Point
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,243
Sqft
0.18 ac
Lot size
2
Garage
1995
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,988 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,988/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.3%
$/sqft vs Lake Panasoffkee actives
$213 vs $167
Days on market
73 vs 44 typical
Where $213/sqft sits among the 39 Lake Panasoffkee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Panasoffkee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →
LAKE PANASOFFKEE 33538 — neighborhood snapshot
Population
5,748
Median age
47.6
Median income
$48,951
Median home value
$157,200
Avg household
2.13
Households w/ children
692
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Panasoffkee market
$194K → $169K
Lake Panasoffkee median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
24 of 39
Lake Panasoffkee actives have cut their price
Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2472 CR 447
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$245,000
1195 CR 441
3 bd · 2 ba · 1,238 sqft · $198/sqft · 21 DOM
Sold · Jan ’26$206,050
1208 CR 463B
2 bd · 2 ba · 1,254 sqft · $164/sqft · 77 DOM
Sold · Mar ’26$260,000
2376 CR 444
2 bd · 1 ba · 1,230 sqft · $211/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2472 CR 447 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2472 CR 447 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2472 CR 447 FAQs
What would the monthly payment be for 2472 CR 447?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,988/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2472 CR 447?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2472 CR 447?+
The most recent tax bill on record (2025) was $1,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2472 CR 447?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Panasoffkee?+
At $264,900, this home is listed about 40% above the Lake Panasoffkee median of $189,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2472 CR 447?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$264,900 runs 55% above the LAKE PANASOFFKEE 33538 median.
02Strong assigned schools
Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $269,900, now $264,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Keith Parker. MLS #G5112792.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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