1381 CR 446A, LAKE PANASOFFKEE, FL, 33538
Active56 days on marketListed Jun 7, 2026MLS #G5113395
About this home
1381 CR 446A
Welcome to your own Fisherman's Paradise in Tracy's Point community of Lake Panasoffkee! This 2-bedroom, 2-bath solid block home offers comfort, privacy and easy access to one of Florida's premier fishing and boating destinations. This spacious split floor plan features a large primary suite with en-suite bath, while the updated kitchen showcases quartz countertops, a farmhouse sink, center island, stainless steel appliances, and modern lighting. Enjoy peace of mind with a fully fenced yard, security system, well fed irrigation system, and a two-car garage with additional utility shed for storage. Community boat ramp access to Lake Panasoffkee is available for the low annual HOA fee. Conveniently located just minutes from I-75, shopping, dining, and outdoor recreation. Whether you're looking for a full-time residence, retirement retreat, or weekend getaway, this move-in-ready home offers the perfect blend of tranquility and convenience.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,217
Sqft
0.18 ac
Lot size
2
Garage
1989
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,143 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,143/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.3%
$/sqft vs Lake Panasoffkee actives
$237 vs $167
Days on market
56 vs 36 typical
Where $237/sqft sits among the 39 Lake Panasoffkee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Panasoffkee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →
LAKE PANASOFFKEE 33538 — neighborhood snapshot
Population
5,748
Median age
47.6
Median income
$48,951
Median home value
$157,200
Avg household
2.13
Households w/ children
692
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Panasoffkee market
$215K → $212K
Lake Panasoffkee median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
25 of 39
Lake Panasoffkee actives have cut their price
Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1381 CR 446A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$215,000
2367 CR 451 · same community
2 bd · 2 ba · 1,014 sqft · $212/sqft · 6 DOM
Sold · Mar ’26$260,000
2376 CR 444
2 bd · 1 ba · 1,230 sqft · $211/sqft · 76 DOM
Sold · Jul ’26$245,000
1195 CR 441
3 bd · 2 ba · 1,238 sqft · $198/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1381 CR 446A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1381 CR 446A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1381 CR 446A FAQs
What would the monthly payment be for 1381 CR 446A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,143/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1381 CR 446A?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1381 CR 446A?+
The most recent tax bill on record (2025) was $1,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1381 CR 446A?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Panasoffkee?+
At $289,000, this home is listed about 52% above the Lake Panasoffkee median of $190,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1381 CR 446A?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CONNIE MAHAN REAL ESTATE GROUP · KRISTI KERSEY. MLS #G5113395.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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