David Ramirez
$1,650,0003 bd3 ba4,220 sqft$391 /sqft$10,437 /mo all-in ↓

12345 CITRUS WAY, BROOKSVILLE, FL, 34601

Active203 days on marketListed Jan 12, 2026MLS #TB8463080

Private poolSingle Family ResidenceTHAT PART OF SW1/2 OF NW1/4 OF NW1/4 LYING W OF SR

About this home

12345 CITRUS WAY

Welcome to this one of a kind, spacious country estate with old Florida charm. As you enter the property through an electronic entrance gate, you will pass by the large stock pond and gradually make your way through the private, wooded drive, which borders over 300 acres of protected Hernando County wildlife and preserved land with numerous hiking trails and natural amenities, all within minutes from this sprawling property. Entering this impeccably maintained 3 bedroom, 2 ½ bath home, there are dramatic cathedral ceilings in Entry, Dining & Living rooms with a large flagstone fireplace and hearth. The eat in kitchen is a chef’s dream, with floor-to-ceiling custom cabinetry, bay windows and granite countertops. A spacious center island gives you additional work and eating space, with second sink and a window seat overlooking the front pasture. The oversized Primary bedroom has two large, custom walk-in closets, a walk-out, screened patio with access to the outside and attached is a natural-stone tiled bathroom with a walk-in shower, granite countertops and double sinks with separate vanities. There is also a dedicated home office, a large family room with skylights and a separate laundry room with washer/dryer, mud sink and natural-stone tiled floor. Other upgrades include ceiling fans in all rooms and on the porch and Bimini shutters and custom draperies throughout the home. In addition to the attached 2-car garage, other outstanding amenities include a screened porch (1540 sq. ft.), a large barn (1152 sq. ft.) and a newly renovated in-ground pool (640 sq. ft.) with sun-shelf and enclosure. There is also a detached 4-car garage connected to a finished workshop (1925 sq. ft.) - Perfect for avid hobbyists or a future large guest suite. This space includes a ½ bath and a fully-decked, standing-room attic which runs the length of the structure. High & dry location, zoned for agriculture, this all could be your perfect retreat, working farm or just about anything you could imagine!. Hurry and make an appointment to see this beautiful property before it's gone!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

4,220

Sqft

15.9 ac

Lot size

6

Garage

1994

Year built

One

Levels

$391

Per sqft

Private poolFireplaceNegotiable

Inside

FlooringCarpet · Hardwood
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorStorage

Community & fees

Taxes (2025)$9,059/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,437 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property tax — 2025 actual bill$755
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $165,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $165,000
Interest rate6.00%
Loan term

Estimated payment

$10,437/mo

Principal & interest$8,903
PMI (est., until 20% equity)$619
Property taxes (actual bill)$755
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Brooksville actives

$391 vs $188

Days on market

203 vs 45 typical

Where $391/sqft sits among the 400 Brooksville actives

117
144
70
28
16
25 · this home
$114–164$164–214$214–265$265–315$315–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brooksville

Map of 12345 CITRUS WAY

Drive times from this address

Tampa Int’l Airport (TPA)67 min
Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

BROOKSVILLE 34601 — neighborhood snapshot

Population

23,648

Median age

51.4

Median income

$56,365

Median home value

$151,500

Avg household

2.25

Households w/ children

2,185

For the school run

Hernando County School District

ElementaryMoton Elementary School★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$303K$326K

Brooksville median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

205 of 400

Brooksville actives have cut their price

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 355% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →

Paper trail

This home's history

Jan 12, 2026Listed at $1,650,000 · 203 days on market since
1994Built · THAT PART OF SW1/2 OF NW1/4 OF NW1/4 LYING W OF SR

Reality check

What actually sold near 12345 CITRUS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13044 BRIDLE PATHSold · Apr ’26

$710,000

13044 BRIDLE PATH

3 bd · 2 ba · 3,186 sqft · $223/sqft · 11 DOM

11075 SWEET PEACH ROADSold · Nov ’25

$430,000

11075 SWEET PEACH ROAD

3 bd · 2 ba · 1,901 sqft · $226/sqft · 3 DOM

15031 BAILEY HILL ROADSold · Apr ’26

$295,000

15031 BAILEY HILL ROAD

3 bd · 2 ba · 1,620 sqft · $182/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12345 CITRUS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12345 CITRUS WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12345 CITRUS WAY FAQs

What would the monthly payment be for 12345 CITRUS WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,437/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12345 CITRUS WAY?+

The most recent tax bill on record (2025) was $9,059. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Brooksville?+

At $1,650,000, this home is listed about 393% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12345 CITRUS WAY?+

Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,650,000 runs 355% above the BROOKSVILLE 34601 median — but at 4,220 sqft it's also nearly twice the size of the typical Brooksville listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

203 days on market against a Brooksville median of 45 — sellers in this position are usually ready to negotiate.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Sandy Gainer. MLS #TB8463080.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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