David Ramirez
$295,000$319,0003 bd3 ba1,519 sqft$194 /sqft$2,181 /mo all-in ↓

4947 MILL POND ROAD UNIT 3103, WESLEY CHAPEL, FL, 33543

Active263 days on marketListed Nov 14, 2025MLS #TB8442766

Priced 16% below the WESLEY CHAPEL 33543 medianReduced $24KCondominiumSADDLEBROOK CONDO

About this home

4947 MILL POND ROAD UNIT 3103

YES, the "Grand Lifestyle" you have been waiting to live "is right here" OR maybe you are looking for the "Best Investment" yes, it is right here OR you can have both at the same time. PLUS, 24 hour Guard at Main and only entrance, PLUS Golf Course, 3 swimming pools, Tennis Courts, 3 Pickle ball courts, Basketball Court, Shuffleboard Court, Spa/hot tub, Trails, vehicle restrictions. Condominium floorplan in with pictures and you will see how excellent the layout is. Its a dream lifestyle plus an investment with records of rent prices available. SMALL SIZE PETS 16 to 35lbs. OWNER FINANCING POSSIBLE.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,519

Sqft

0 ac

Lot size

1981

Year built

One

Levels

$194

Per sqft

Garden & Tennis Court & Trees/Woods viewNegotiablePets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen · Inside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewGarden · Tennis Court · Trees/Woods
FacesSouth
ParkingOpen
ExteriorIrrigation System · Sliding Doors

Community & fees

Taxes (2024)$1,843/yr
PetsBreed Restrictions, Number Limit, Size Limit, Yes
CommunityAssociation Recreation - Lease · Buyer Approval Required · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · No Truck/RV/Motorcycle Parking · Pool · Racquetball · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,181 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2024 actual bill$154
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,181/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$154
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$166KedgeAI estimate $212,337 · range $173K$255K$307K

vs edgeAI estimate

+38.9%

$/sqft vs Wesley Chapel actives

$194 vs $200

Days on market

263 vs 44 typical

Where $194/sqft sits among the 400 Wesley Chapel actives

89
134 · this home
84
43
23
27
$148–177$177–206$206–234$234–263$263–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Saddlebrook

Map of 4947 MILL POND ROAD UNIT 3103 inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Saddlebrook — neighborhood snapshot

Population

1,484

Median age

55

Median income

$122,269

Median home value

$592,061

Avg household

2

Households w/ children

202

For the school run

Pasco County School District

ElementaryWesley Chapel Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$440K$439K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

202 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $295,000 $24K
Nov 14, 2025Listed at $319,000 · 263 days on market since
1981Built · SADDLEBROOK CONDO

Reality check

What actually sold near 4947 MILL POND ROAD UNIT 3103

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3633 PERSIMMON PARK DRIVESold · Dec ’25

$370,000

3633 PERSIMMON PARK DRIVE

3 bd · 2 ba · 1,620 sqft · $228/sqft · 65 DOM

3834 IMMACOLATA WAYSold · Jun ’26

$383,745

3834 IMMACOLATA WAY

2 bd · 2 ba · 1,689 sqft · $227/sqft · 0 DOM

3885 CONSOLARE COURTSold · Dec ’25

$416,999

3885 CONSOLARE COURT

2 bd · 2 ba · 1,689 sqft · $247/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4947 MILL POND ROAD UNIT 3103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4947 MILL POND ROAD UNIT 3103 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

4947 MILL POND ROAD UNIT 3103 FAQs

What would the monthly payment be for 4947 MILL POND ROAD UNIT 3103?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,181/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4947 MILL POND ROAD UNIT 3103?+

The most recent tax bill on record (2024) was $1,843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4947 MILL POND ROAD UNIT 3103?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $295,000, this home is listed about 33% below the Wesley Chapel median of $439,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4947 MILL POND ROAD UNIT 3103?+

Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WESLEY CHAPEL 33543 market on paper

$295,000 is 16% below the WESLEY CHAPEL 33543 median of $350,000, and at $194/sqft it sits under the Wesley Chapel average of $221.

02Garden & Tennis Court & Trees/Woods views

The garden and tennis court and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

263 days on market against a Wesley Chapel median of 44 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $319,000, now $295,000 — a $24K cut. The full history is in the market section below.

Listing courtesy of THE KEYES COMPANY · Michael Pappas. MLS #TB8442766.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Wesley Chapel homes, in your inbox

Like 4947 MILL POND ROAD UNIT 3103 but not quite? A daily digest of every new listing in Wesley Chapel — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 5:05 AM UTC. The listing information on this page last changed on August 4, 2026 at 5:05 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 5:05 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 5:05 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

4947 MILL POND ROAD UNIT 3103, WESLEY CHAPEL, FL — 3 Bed, 3 Bath — $295,000 | CENTURY 21 Edge