David Ramirez
$263,900$275,9003 bd2.5 ba1,597 sqft$165 /sqft$2,566 /mo all-in ↓

31607 BLUE PASSING LOOP, WESLEY CHAPEL, FL, 33545

Active125 days on marketListed Mar 20, 2026MLS #TB8485158

Priced 36% below the WESLEY CHAPEL 33545 medianReduced $12KTownhouseEPPERSON NORTH TWNHMS PH 4

About this home

31607 BLUE PASSING LOOP

Just Reduced!! Welcome to your new Epperson Lagoon Home, where you live maintenance free and on vacation everyday with affordability. I am pleased to present this modern townhome with over 1,600 sq. ft. of living space, just a short stroll from the Renowned and Unique Epperson Lagoon. The first floor features a bright and airy open concept floor plan with dining space, spacious living room area, guest powder room, large kitchen with granite countertops, stainless steel appliances, walk in pantry and a large island with seating. Walk upstairs to your primary suite with dual vanities, a walk-in closet, two additional bedrooms with a 2nd full bathroom, laundry closet and a small hallway loft- perfect for desk space or a secondary sitting area. Be sure to enjoy your outdoor covered lanai space with the benefit of no rear neighbors. Feel the peace and serenity of the green and brown pastures by day, or enjoy soothing jazz music under the ambiance of your outdoor string lights at night. The HOA includes High Speed internet, cable, landscaping, and exterior maintenance including your roof. Your insurance costs are very low as you cover only the interior portion of the home. Resort-style amenities includes a 7 acre lagoon with a sandy man made beach, water slides, kayaking, dog parks, a beautiful Lake house, year-round community events & more! The home is walking distance to the lagoon along with golf cart paths to shops, the Publix Plaza, and is zoned for top-rated schools including the new Kirkland K–8 Charter School. Epperson is a fast growing walkable community located near The KRATE, Tampa Premium Outlets, Wiregrass Mall, Hospitals, an abundance of restaurants and major highways. Come and experience exceptional value and convenience of day to day living at Epperson Lagoon.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,597

Sqft

0.06 ac

Lot size

1

Garage

2022

Year built

Two

Levels

$165

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room · Same Floor As Condo Unit · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ParkingDriveway
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$294/mo
Taxes (2025)$5,298/yr
PetsCats OK, Dogs OK
CommunityLake · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Golf Carts OK · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,566 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,554
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$442
HOA fee — from the listing$294
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,237Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,237
Interest rate6.00%
Loan term

Estimated payment

$2,566/mo

Principal & interest$1,554
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$442
HOA / condo fee$294
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $264K
$253KedgeAI estimate $297,908 · range $291K$303K$315K

vs edgeAI estimate

−11.4%

Days on market

125 vs 32 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 31607 BLUE PASSING LOOP

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

WESLEY CHAPEL 33545 — neighborhood snapshot

Population

27,536

Median age

35.1

Median income

$108,835

Median home value

$363,000

Avg household

3.3

Households w/ children

3,473

For the school run

Pasco County School District

ElementaryWesley Chapel Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $263,900 $12K
Mar 20, 2026Listed at $275,900 · 125 days on market since
2022Built · EPPERSON NORTH TWNHMS PH 4

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 31607 BLUE PASSING LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 31607 BLUE PASSING LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

31607 BLUE PASSING LOOP FAQs

What would the monthly payment be for 31607 BLUE PASSING LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,566/mo — principal and interest, the actual property-tax bill, the $294/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 31607 BLUE PASSING LOOP?+

The association fee works out to $294 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 31607 BLUE PASSING LOOP?+

The most recent tax bill on record (2025) was $5,298. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 31607 BLUE PASSING LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $263,900, this home is listed about 39% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 31607 BLUE PASSING LOOP?+

Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WESLEY CHAPEL 33545 market on paper

$263,900 is 36% below the WESLEY CHAPEL 33545 median of $410,000, and at $165/sqft it sits under the Wesley Chapel average of $217.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

125 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $275,900, now $263,900 — a $12K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Monique Holston-Greene, PA. MLS #TB8485158.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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