34202 POLACCA LANE, WESLEY CHAPEL, FL, 33543
Active64 days on marketListed May 28, 2026MLS #TB8512448
About this home
34202 POLACCA LANE
Seller just reduced the price!! Mortgage Rate buy down from preferred Lender available to qualified first time home buyers!! Excellent location close to SR-56, Schools and few blocks away from community dog park. Experience maintenance-free, resort-inspired living in this beautifully designed 2023 Taylor Morrison townhome featuring 3 bedrooms, 2.5 baths, and attached 1-car garage. The bright, open-concept main level offers a spacious great room with conservation views, a modern kitchen with large island, quartz countertops, stainless steel appliances, and a convenient powder room. Upstairs includes all bedrooms, two full baths, and a convenient laundry closet with a washer and dryer. Amenities include a sparkling pool, outdoor summer kitchen with BBQs, shaded cabanas, a playground, and a dog park. The community provides multiple ponds, walking trails, and low HOA dues covering exterior maintenance, lawn care, trash, landscaping, irrigation, the pool, and common-area upkeep. Ideally located off SR-56 near Morris Bridge Road, you’re minutes from Wiregrass Mall, Tampa Premium Outlets, top medical facilities, Pasco schools, and major highways for easy access to Tampa International Airport and Gulf Coast beaches—perfect for both owner-occupants and investors. Built by Taylor Morrison in 2023 and NOT a short sale, seller can close quickly. Mortgage Rate buy down and free refinance options if rates go down from preferred Lender available to qualified buyers! Grab this home before prices go up along with market conditions.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,373
Sqft
0.04 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,475 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,475/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs Wesley Chapel actives
$197 vs $200
Days on market
64 vs 32 typical
Where $197/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33543 — neighborhood snapshot
Population
37,473
Median age
38.9
Median income
$107,565
Median home value
$365,000
Avg household
2.87
Households w/ children
5,177
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
198 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 34202 POLACCA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$285,000
2470 PARAVANE WAY · same community
3 bd · 2.5 ba · 1,373 sqft · $208/sqft · 9 DOM
Sold · May ’26$265,000
34234 POLACCA LANE · same community
3 bd · 2.5 ba · 1,343 sqft · $197/sqft · 76 DOM
Sold · Aug ’25$305,000
2204 PARAVANE WAY
3 bd · 2.5 ba · 1,553 sqft · $196/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 34202 POLACCA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34202 POLACCA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
34202 POLACCA LANE FAQs
What would the monthly payment be for 34202 POLACCA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,475/mo — principal and interest, the actual property-tax bill, the $221/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 34202 POLACCA LANE?+
The association fee works out to $221 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 34202 POLACCA LANE?+
The most recent tax bill on record (2025) was $4,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 34202 POLACCA LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $270,000, this home is listed about 38% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 34202 POLACCA LANE?+
Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the WESLEY CHAPEL 33543 market on paper
$270,000 is 23% below the WESLEY CHAPEL 33543 median of $349,995, and at $197/sqft it sits under the Wesley Chapel average of $217.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
64 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Double Branch Elementary School, Dr. John Long Middle School, Wiregrass Ranch High School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $295,000, now $270,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Sujata Katikala. MLS #TB8512448.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Wesley Chapel homes, in your inbox
Like 34202 POLACCA LANE but not quite? A daily digest of every new listing in Wesley Chapel — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →